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Residential (General/Single)Residential
$73,362
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $48,000 on Nov 28, 2005

304 S PROSPECT ST

WAVERLY, IL 62692
0
Baths
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.

Valuation

$73K
$68K low$79K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$48,000 · Nov 28, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,489 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$19,360 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,720
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$17,640
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$17,430
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$58,080

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyMORGAN
Lot (acres)The size of the land the home sits on, from county records.0.11
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Waverly Jr/Sr High SchoolD+
Middle · Grades 7–12 · 0.4 mi
E
Waverly Elementary SchoolD
Elementary · Grades PK–6 · 0.5 mi

District: Waverly Community Unit School District 6

Neighborhood · ZIP 62692These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,186
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.25 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,923
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,746
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

304 S Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Morgan County
  • Has a smaller lot than 98% of homes in Waverly 62692
  • Older than 92% of homes in Morgan County

What homes are worth in Waverly 62692

Each bar is how many homes fall in that price range. The marker is this home.

This home
$20K$363K

This home is worth more than 28% of homes in Waverly 62692.

How it measures up in Waverly 62692

The dot is this home. The mark in the middle is the typical home in Waverly 62692.

Estimated value$73,362
CheaperTypical $102,612Pricier

Pricier than 28% of homes nearby

Lot size0.11 ac
SmallerTypical 0.37 acBigger

Bigger than 2% of homes nearby

Year built1900
OlderTypical 1930Newer

Newer than 11% of homes nearby

How 304 S Prospect St ranks against every home in each area.
MeasureThis homeWaverly 62692Morgan County
Estimated valuepricier than$73,36228% of homes22% of homes
Lot sizebigger than0.11 ac2% of homes3% of homes
Year builtnewer than190011% of homes8% of homes

About 304 S Prospect St

How much is 304 S Prospect St, Waverly, IL worth?

The TopHap Estimate for 304 S Prospect St, Waverly, IL is $73,362 as of Sep 24, 2026. The likely range is $67,589 to $79,135. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 304 S Prospect St, Waverly, IL last sell?

304 S Prospect St, Waverly, IL last sold on Nov 28, 2005 for $48,000, according to the county's recorded deed.

When was 304 S Prospect St, Waverly, IL built?

304 S Prospect St, Waverly, IL was built in 1900, making it 126 years old.

What schools serve 304 S Prospect St, Waverly, IL?

304 S Prospect St, Waverly, IL is assigned to Waverly Jr/Sr High School (middle), rated D+; Waverly Elementary School (elementary), rated D. All sit in Waverly Community Unit School District 6. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 304 S Prospect St, Waverly, IL compare to other homes in Waverly 62692?

Among the 902 homes in Waverly 62692, it is worth more than 28% of them ($73,362 against a typical $102,612), its lot is bigger than 2% of them (0.11 ac against a typical 0.37 ac) and it is newer than 11% of them (1900 against a typical 1930). Measured against all of Morgan County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 304 S Prospect St, Waverly, IL?

The 2025 property tax bill for 304 S Prospect St, Waverly, IL was $1,489. The county assessed it at $19,360.

More homes on S Prospect St

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