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Rural ResidenceResidential
$281,929$116 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

304 SMITH ST

CADWELL, IL 61911
4
Beds
1
Baths
2,432 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.82 ac
Lot SizeThe size of the land the home sits on, from county records.
1911
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$282K
$255K low$309K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,765 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$33,707 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,809
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$29,898
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$31,739
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$70,352

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyMOULTRIE
Lot (acres)The size of the land the home sits on, from county records.1.82
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 28 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Arthur-Lovington-Atwood-HammondB+
High · Grades 9–12 · 3.3 mi
E
Arthur Grade SchoolB
Elementary · Grades PK–8 · 3.5 mi
M
Lovington Grade SchoolD+
Middle · Grades PK–8 · 6.0 mi

District: Arthur Community Unit School District 305

Neighborhood · ZIP 61911These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.5,419
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.74 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,913
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,283
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

304 Smith St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Moultrie County
  • Bigger than 88% of homes in Moultrie County
  • Has a bigger lot than 76% of homes in Moultrie County
  • Older than 92% of homes in Arthur 61911

What homes are worth in Arthur 61911

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$503K

This home is worth more than 73% of homes in Arthur 61911.

How it measures up in Arthur 61911

The dot is this home. The mark in the middle is the typical home in Arthur 61911.

Estimated value$281,929
CheaperTypical $203,645Pricier

Pricier than 73% of homes nearby

Price per ft²$116
CheaperTypical $117Pricier

Pricier than 49% of homes nearby

Living area2,432 ft²
SmallerTypical 1,720 ft²Bigger

Bigger than 75% of homes nearby

Lot size1.82 ac
SmallerTypical 0.33 acBigger

Bigger than 70% of homes nearby

Year built1911
OlderTypical 1965Newer

Newer than 8% of homes nearby

How 304 Smith St ranks against every home in each area.
MeasureThis homeArthur 61911Moultrie County
Estimated valuepricier than$281,92973% of homes79% of homes
Price per ft²pricier than$11649% of homes49% of homes
Living areabigger than2,432 ft²75% of homes88% of homes
Lot sizebigger than1.82 ac70% of homes76% of homes
Year builtnewer than19118% of homes14% of homes

About 304 Smith St

How much is 304 Smith St, Cadwell, IL worth?

The TopHap Estimate for 304 Smith St, Cadwell, IL is $281,929 as of Sep 24, 2026. The likely range is $255,269 to $308,589. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 304 Smith St, Cadwell, IL last sell?

304 Smith St, Cadwell, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 304 Smith St, Cadwell, IL?

304 Smith St, Cadwell, IL has 4 bedrooms, 1 bathrooms, 2,432 square feet of living space and a 1.82-acre lot.

When was 304 Smith St, Cadwell, IL built?

304 Smith St, Cadwell, IL was built in 1911, making it 115 years old. It is a a-frame home. The building has 2 stories.

What schools serve 304 Smith St, Cadwell, IL?

304 Smith St, Cadwell, IL is assigned to Arthur-Lovington-Atwood-Hammond (high), rated B+; Arthur Grade School (elementary), rated B; Lovington Grade School (middle), rated D+. All sit in Arthur Community Unit School District 305. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 304 Smith St, Cadwell, IL compare to other homes in Arthur 61911?

Among the 1,553 homes in Arthur 61911, it is worth more than 73% of them ($281,929 against a typical $203,645), its price per square foot is higher than 49% of them ($116 against a typical $117), it is bigger than 75% of them (2,432 ft² against a typical 1,720 ft²), its lot is bigger than 70% of them (1.82 ac against a typical 0.33 ac) and it is newer than 8% of them (1911 against a typical 1965). Measured against all of Moultrie County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 304 Smith St, Cadwell, IL?

The 2025 property tax bill for 304 Smith St, Cadwell, IL was $1,765. The county assessed it at $33,707.

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