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Single Family ResidenceResidential
$687,067$214 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3040 STABLE BLUFF RUN

CUMMING, GA 30040
5
Beds
4
Baths
3,206 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
55.33 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$687K
$670K low$704K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$180,593
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$144,474
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$506,474
LENNAR MORTGAGE · recorded Nov 20, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,066 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$288,228 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$68,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$220,228
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$271,636
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$720,570

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFORSYTH
ConstructionThe main material the home's frame and walls are built from.Concrete
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kelly Mill Elementary SchoolB+
Elementary · Grades KG–5 · 1.5 mi
M
Hendricks Middle SchoolA
Middle · Grades 6–8 · 1.9 mi
H
Forsyth Central High SchoolA-
High · Grades 9–12 · 2.4 mi

District: Forsyth County School District

Neighborhood · ZIP 30040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.91,376
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,545 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,354
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,389
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3040 Stable Bluff Run measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 77% of homes in Forsyth County
  • Bigger than 73% of homes in Cumming 30040
  • Among the largest lots in Cumming 30040
  • Newer than 96% of homes in Cumming 30040

What homes are worth in Cumming 30040

Each bar is how many homes fall in that price range. The marker is this home.

This home
$306K$1.3M

This home is worth more than 64% of homes in Cumming 30040.

How it measures up in Cumming 30040

The dot is this home. The mark in the middle is the typical home in Cumming 30040.

Estimated value$687,067
CheaperTypical $601,586Pricier

Pricier than 64% of homes nearby

Price per ft²$214
CheaperTypical $237Pricier

Pricier than 27% of homes nearby

Living area3,206 ft²
SmallerTypical 2,579 ft²Bigger

Bigger than 73% of homes nearby

Lot size55.33 ac
SmallerTypical 0.31 acBigger

Bigger than almost all homes nearby

Year built2021
OlderTypical 2005Newer

Newer than 96% of homes nearby

How 3040 Stable Bluff Run ranks against every home in each area.
MeasureThis homeCumming 30040Forsyth County
Estimated valuepricier than$687,06764% of homes60% of homes
Price per ft²pricier than$21427% of homes23% of homes
Living areabigger than3,206 ft²73% of homes73% of homes
Lot sizebigger than55.33 acalmost all homesalmost all homes
Year builtnewer than202196% of homes94% of homes

About 3040 Stable Bluff Run

How much is 3040 Stable Bluff Run, Cumming, GA worth?

The TopHap Estimate for 3040 Stable Bluff Run, Cumming, GA is $687,067 as of Jul 14, 2026. The likely range is $669,886 to $704,248. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3040 Stable Bluff Run, Cumming, GA last sell?

3040 Stable Bluff Run, Cumming, GA last sold on Nov 22, 2021, according to the county's recorded deed.

How big is 3040 Stable Bluff Run, Cumming, GA?

3040 Stable Bluff Run, Cumming, GA has 5 bedrooms, 4 bathrooms and 3,206 square feet of living space.

When was 3040 Stable Bluff Run, Cumming, GA built?

3040 Stable Bluff Run, Cumming, GA was built in 2021, making it 5 years old. The building has 2 stories.

What schools serve 3040 Stable Bluff Run, Cumming, GA?

3040 Stable Bluff Run, Cumming, GA is assigned to Kelly Mill Elementary School (elementary), rated B+; Hendricks Middle School (middle), rated A; Forsyth Central High School (high), rated A-. All sit in Forsyth County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3040 Stable Bluff Run, Cumming, GA compare to other homes in Cumming 30040?

Among the 29,109 homes in Cumming 30040, it is worth more than 64% of them ($687,067 against a typical $601,586), its price per square foot is higher than 27% of them ($214 against a typical $237), it is bigger than 73% of them (3,206 ft² against a typical 2,579 ft²), its lot is bigger than almost all of them (55.33 ac against a typical 0.31 ac) and it is newer than 96% of them (2021 against a typical 2005). Measured against all of Forsyth County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3040 Stable Bluff Run, Cumming, GA?

The 2025 property tax bill for 3040 Stable Bluff Run, Cumming, GA was $6,066. The county assessed it at $288,228.

Closest homes

More homes in Cumming 30040

Assigned schools

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