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Single Family ResidenceResidential
$209,911$180 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $194,900 on May 22, 2025

3045 LONE RD

FREELAND, MI 48623
1
Baths
1,166 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.69 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$210K
$183K low$236K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$194,900 · May 22, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,150 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$68,000 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$54,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$136,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountySAGINAW
Lot (acres)The size of the land the home sits on, from county records.0.69
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 41 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Hemlock High SchoolA
High · Grades 9–12 · 5.9 mi
E
Kc Ling Elementary SchoolB
Elementary · Grades 1–4 · 6.1 mi
M
Hemlock Middle SchoolA-
Middle · Grades 5–8 · 6.1 mi

District: Hemlock Public School District

Neighborhood · ZIP 48623These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.47
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.14,881
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.218 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,466
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,995
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3045 Lone Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Freeland 48623
  • Costs more per square foot than 86% of homes in Saginaw County
  • Smaller than 88% of homes in Freeland 48623
  • Has a bigger lot than 70% of homes in Saginaw County
  • Older than 93% of homes in Freeland 48623

What homes are worth in Freeland 48623

Each bar is how many homes fall in that price range. The marker is this home.

This home
$102K$649K

This home is worth more than 23% of homes in Freeland 48623.

How it measures up in Freeland 48623

The dot is this home. The mark in the middle is the typical home in Freeland 48623.

Estimated value$209,911
CheaperTypical $294,548Pricier

Pricier than 23% of homes nearby

Price per ft²$180
CheaperTypical $176Pricier

Pricier than 55% of homes nearby

Living area1,166 ft²
SmallerTypical 1,690 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.69 ac
SmallerTypical 0.7 acBigger

Bigger than 49% of homes nearby

Year built1930
OlderTypical 1991Newer

Newer than 7% of homes nearby

How 3045 Lone Rd ranks against every home in each area.
MeasureThis homeFreeland 48623Saginaw County
Estimated valuepricier than$209,91123% of homes62% of homes
Price per ft²pricier than$18055% of homes86% of homes
Living areabigger than1,166 ft²12% of homes31% of homes
Lot sizebigger than0.69 ac49% of homes70% of homes
Year builtnewer than19307% of homes20% of homes

About 3045 Lone Rd

How much is 3045 Lone Rd, Freeland, MI worth?

The TopHap Estimate for 3045 Lone Rd, Freeland, MI is $209,911 as of Sep 24, 2026. The likely range is $183,446 to $236,376. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3045 Lone Rd, Freeland, MI last sell?

3045 Lone Rd, Freeland, MI last sold on May 22, 2025 for $194,900, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3045 Lone Rd, Freeland, MI?

3045 Lone Rd, Freeland, MI has 1 bathrooms, 1,166 square feet of living space and a 0.69-acre lot.

When was 3045 Lone Rd, Freeland, MI built?

3045 Lone Rd, Freeland, MI was built in 1930, making it 96 years old. It is a raised ranch home. The building has 1 story.

What schools serve 3045 Lone Rd, Freeland, MI?

3045 Lone Rd, Freeland, MI is assigned to Hemlock High School (high), rated A; Kc Ling Elementary School (elementary), rated B; Hemlock Middle School (middle), rated A-. All sit in Hemlock Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3045 Lone Rd, Freeland, MI compare to other homes in Freeland 48623?

Among the 5,164 homes in Freeland 48623, it is worth more than 23% of them ($209,911 against a typical $294,548), its price per square foot is higher than 55% of them ($180 against a typical $176), it is bigger than 12% of them (1,166 ft² against a typical 1,690 ft²), its lot is bigger than 49% of them (0.69 ac against a typical 0.7 ac) and it is newer than 7% of them (1930 against a typical 1991). Measured against all of Saginaw County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3045 Lone Rd, Freeland, MI?

The 2025 property tax bill for 3045 Lone Rd, Freeland, MI was $2,150. The county assessed it at $68,000.

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