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Single Family ResidenceResidential
$282,536$209 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $160,000 on Oct 31, 2013

305 4TH ST NW

ROSE CREEK, MN 55970
4
Beds
3
Baths
1,352 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$283K
$260K low$305K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$160,000 · Oct 31, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$182,536
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$146,029
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.37%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
NEW MARKET BANK · recorded Jul 6, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,780 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$314,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$45,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$269,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$281,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$314,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.42 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMower
Lot (acres)The size of the land the home sits on, from county records.0.34
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 195 ft²Patio · 254 ft²Porch · 120 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Southland Middle SchoolC+
Middle · Grades 6–8 · 6.4 mi
H
Southland Senior High SchoolB-
High · Grades 9–12 · 6.4 mi
E
Southland Elementary SchoolC-
Elementary · Grades PK–5 · 6.4 mi

District: Southland Public School District

Neighborhood · ZIP 55970These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.162
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,204
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,983
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,189
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

305 4th St Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Mower County
  • Costs more per square foot than 92% of homes in Rose Creek 55970
  • Smaller than 65% of homes in Rose Creek 55970
  • Has a smaller lot than 75% of homes in Rose Creek 55970
  • Newer than 89% of homes in Mower County

What homes are worth in Rose Creek 55970

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$470K

This home is worth more than 79% of homes in Rose Creek 55970.

How it measures up in Rose Creek 55970

The dot is this home. The mark in the middle is the typical home in Rose Creek 55970.

Estimated value$282,536
CheaperTypical $190,268Pricier

Pricier than 79% of homes nearby

Price per ft²$209
CheaperTypical $140Pricier

Pricier than 92% of homes nearby

Living area1,352 ft²
SmallerTypical 1,556 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.34 ac
SmallerTypical 2.25 acBigger

Bigger than 25% of homes nearby

Year built1999
OlderTypical 1958Newer

Newer than 86% of homes nearby

How 305 4th St Nw ranks against every home in each area.
MeasureThis homeRose Creek 55970Mower County
Estimated valuepricier than$282,53679% of homes82% of homes
Price per ft²pricier than$20992% of homes89% of homes
Living areabigger than1,352 ft²35% of homes54% of homes
Lot sizebigger than0.34 ac25% of homes60% of homes
Year builtnewer than199986% of homes89% of homes

About 305 4th St Nw

How much is 305 4th St Nw, Rose Creek, MN worth?

The TopHap Estimate for 305 4th St Nw, Rose Creek, MN is $282,536 as of Jul 14, 2026. The likely range is $259,641 to $305,431. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 305 4th St Nw, Rose Creek, MN last sell?

305 4th St Nw, Rose Creek, MN last sold on Oct 31, 2013 for $160,000, according to the county's recorded deed.

How big is 305 4th St Nw, Rose Creek, MN?

305 4th St Nw, Rose Creek, MN has 4 bedrooms, 3 bathrooms, 1,352 square feet of living space and a 0.34-acre lot.

When was 305 4th St Nw, Rose Creek, MN built?

305 4th St Nw, Rose Creek, MN was built in 1999, making it 27 years old. The building has 1 story.

What schools serve 305 4th St Nw, Rose Creek, MN?

305 4th St Nw, Rose Creek, MN is assigned to Southland Middle School (middle), rated C+; Southland Senior High School (high), rated B-; Southland Elementary School (elementary), rated C-. All sit in Southland Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 305 4th St Nw, Rose Creek, MN compare to other homes in Rose Creek 55970?

Among the 466 homes in Rose Creek 55970, it is worth more than 79% of them ($282,536 against a typical $190,268), its price per square foot is higher than 92% of them ($209 against a typical $140), it is bigger than 35% of them (1,352 ft² against a typical 1,556 ft²), its lot is bigger than 25% of them (0.34 ac against a typical 2.25 ac) and it is newer than 86% of them (1999 against a typical 1958). Measured against all of Mower County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 305 4th St Nw, Rose Creek, MN?

The 2025 property tax bill for 305 4th St Nw, Rose Creek, MN was $4,780. The county assessed it at $314,300.

Closest homes

More homes in Rose Creek 55970

Assigned schools

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