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Residential (General/Single)Residential
$81,660$84 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 62How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

305 COMMERCIAL ST

FOREST CITY, MO 64451
0
Baths
968 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$82K
$51K low$112K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$81,660
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$65,328

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$220 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,480 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$3,450
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$18,316

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
44
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyHolt
Lot (acres)The size of the land the home sits on, from county records.0.24

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
South Holt High SchoolB+
Middle · Grades 7–12 · 3.0 mi
E
South Holt Elementary SchoolD-
Elementary · Grades PK–6 · 3.0 mi

District: South Holt County R-I School District

Neighborhood · ZIP 64451These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.126
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.31

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.267
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,724
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,629
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

305 Commercial St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Forest City 64451
  • Smaller than 69% of homes in Holt County
  • Has a smaller lot than 87% of homes in Forest City 64451
  • Older than 83% of homes in Holt County

What homes are worth in Forest City 64451

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$183K

This home is worth more than 11% of homes in Forest City 64451.

How it measures up in Forest City 64451

The dot is this home. The mark in the middle is the typical home in Forest City 64451.

Estimated value$81,660
CheaperTypical $133,950Pricier

Pricier than 11% of homes nearby

Price per ft²$84
CheaperTypical $81Pricier

Pricier than 55% of homes nearby

Living area968 ft²
SmallerTypical 1,102 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.24 ac
SmallerTypical 1.24 acBigger

Bigger than 13% of homes nearby

Year built1900
OlderTypical 1920Newer

Newer than 24% of homes nearby

How 305 Commercial St ranks against every home in each area.
MeasureThis homeForest City 64451Holt County
Estimated valuepricier than$81,66011% of homes14% of homes
Price per ft²pricier than$8455% of homes42% of homes
Living areabigger than968 ft²33% of homes31% of homes
Lot sizebigger than0.24 ac13% of homes19% of homes
Year builtnewer than190024% of homes17% of homes

About 305 Commercial St

How much is 305 Commercial St, Forest City, MO worth?

The TopHap Estimate for 305 Commercial St, Forest City, MO is $81,660 as of Jul 14, 2026. The likely range is $50,845 to $112,475. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 305 Commercial St, Forest City, MO?

305 Commercial St, Forest City, MO has 968 square feet of living space and a 0.24-acre lot.

When was 305 Commercial St, Forest City, MO built?

305 Commercial St, Forest City, MO was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 305 Commercial St, Forest City, MO?

305 Commercial St, Forest City, MO is assigned to South Holt High School (middle), rated B+; South Holt Elementary School (elementary), rated D-. All sit in South Holt County R-I School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 305 Commercial St, Forest City, MO compare to other homes in Forest City 64451?

Among the 272 homes in Forest City 64451, it is worth more than 11% of them ($81,660 against a typical $133,950), its price per square foot is higher than 55% of them ($84 against a typical $81), it is bigger than 33% of them (968 ft² against a typical 1,102 ft²), its lot is bigger than 13% of them (0.24 ac against a typical 1.24 ac) and it is newer than 24% of them (1900 against a typical 1920). Measured against all of Holt County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 305 Commercial St, Forest City, MO?

The 2025 property tax bill for 305 Commercial St, Forest City, MO was $220. The county assessed it at $3,480.

Closest homes

More homes in Forest City 64451

Assigned schools

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