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Single Family ResidenceResidential
$176,328$177 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

305 COMMERCIAL ST

RAYMOND, IA 50667
3
Beds
1
Baths
994 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$176K
$138K low$215K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,100 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$105,370 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,840
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$89,530
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$99,890
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$105,370

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBLACK HAWK
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 60 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Bunger Middle SchoolD
Middle · Grades 6–8 · 2.9 mi
E
Poyner Elementary SchoolB
Elementary · Grades PK–5 · 3.0 mi
H
Waterloo East High SchoolD-
High · Grades 9–12 · 6.2 mi

District: Waterloo Community School District

Neighborhood · ZIP 50667These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.23
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.324
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.197 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,413
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,715
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

305 Commercial St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Raymond 50667
  • Costs less per square foot than 69% of homes in Raymond 50667
  • Smaller than 90% of homes in Raymond 50667
  • Has a smaller lot than 84% of homes in Raymond 50667
  • Older than 90% of homes in Raymond 50667

What homes are worth in Raymond 50667

Each bar is how many homes fall in that price range. The marker is this home.

This home
$135K$537K

This home is worth more than 11% of homes in Raymond 50667.

How it measures up in Raymond 50667

The dot is this home. The mark in the middle is the typical home in Raymond 50667.

Estimated value$176,328
CheaperTypical $270,503Pricier

Pricier than 11% of homes nearby

Price per ft²$177
CheaperTypical $201Pricier

Pricier than 31% of homes nearby

Living area994 ft²
SmallerTypical 1,433 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.28 ac
SmallerTypical 0.37 acBigger

Bigger than 16% of homes nearby

Year built1920
OlderTypical 1973Newer

Newer than 10% of homes nearby

How 305 Commercial St ranks against every home in each area.
MeasureThis homeRaymond 50667Black Hawk County
Estimated valuepricier than$176,32811% of homes43% of homes
Price per ft²pricier than$17731% of homes59% of homes
Living areabigger than994 ft²10% of homes30% of homes
Lot sizebigger than0.28 ac16% of homes69% of homes
Year builtnewer than192010% of homes15% of homes

About 305 Commercial St

How much is 305 Commercial St, Raymond, IA worth?

The TopHap Estimate for 305 Commercial St, Raymond, IA is $176,328 as of Sep 24, 2026. The likely range is $138,148 to $214,508. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 305 Commercial St, Raymond, IA last sell?

305 Commercial St, Raymond, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 305 Commercial St, Raymond, IA?

305 Commercial St, Raymond, IA has 3 bedrooms, 1 bathrooms, 994 square feet of living space and a 0.28-acre lot.

When was 305 Commercial St, Raymond, IA built?

305 Commercial St, Raymond, IA was built in 1920, making it 106 years old. The building has 1 story.

What schools serve 305 Commercial St, Raymond, IA?

305 Commercial St, Raymond, IA is assigned to Bunger Middle School (middle), rated D; Poyner Elementary School (elementary), rated B; Waterloo East High School (high), rated D-. All sit in Waterloo Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 305 Commercial St, Raymond, IA compare to other homes in Raymond 50667?

Among the 327 homes in Raymond 50667, it is worth more than 11% of them ($176,328 against a typical $270,503), its price per square foot is higher than 31% of them ($177 against a typical $201), it is bigger than 10% of them (994 ft² against a typical 1,433 ft²), its lot is bigger than 16% of them (0.28 ac against a typical 0.37 ac) and it is newer than 10% of them (1920 against a typical 1973). Measured against all of Black Hawk County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 305 Commercial St, Raymond, IA?

The 2025 property tax bill for 305 Commercial St, Raymond, IA was $1,100. The county assessed it at $105,370.

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