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Single Family ResidenceResidential
$128,181$99 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

305 COTTAGE DR

NATCHEZ, MS 39120
1
Baths
1,300 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$128K
$113K low$144K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,439 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$11,747 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$9,420
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$78,310

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
97
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyADAMS
Lot (acres)The size of the land the home sits on, from county records.0.40
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Natchez High SchoolC
High · Grades 9–12 · 1.9 mi
E
McLaurin Elementary SchoolC-
Elementary · Grades 2–4 · 2.9 mi

District: Natchez-Adams School District

Neighborhood · ZIP 39120These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.28,272
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.61 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$44,041
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,200
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

305 Cottage Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

What homes are worth in Natchez 39120

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$632K

This home is worth more than 53% of homes in Natchez 39120.

How it measures up in Natchez 39120

The dot is this home. The mark in the middle is the typical home in Natchez 39120.

Estimated value$128,181
CheaperTypical $121,713Pricier

Pricier than 53% of homes nearby

Price per ft²$99
CheaperTypical $87Pricier

Pricier than 62% of homes nearby

Living area1,300 ft²
SmallerTypical 1,345 ft²Bigger

Bigger than 47% of homes nearby

Lot size0.4 ac
SmallerTypical 0.43 acBigger

Bigger than 49% of homes nearby

Year built1962
OlderTypical 1964Newer

Newer than 48% of homes nearby

How 305 Cottage Dr ranks against every home in each area.
MeasureThis homeNatchez 39120
Estimated valuepricier than$128,18153% of homes
Price per ft²pricier than$9962% of homes
Living areabigger than1,300 ft²47% of homes
Lot sizebigger than0.4 ac49% of homes
Year builtnewer than196248% of homes

About 305 Cottage Dr

How much is 305 Cottage Dr, Natchez, MS worth?

The TopHap Estimate for 305 Cottage Dr, Natchez, MS is $128,181 as of Aug 30, 2026. The likely range is $112,852 to $143,511. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 305 Cottage Dr, Natchez, MS last sell?

305 Cottage Dr, Natchez, MS last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 305 Cottage Dr, Natchez, MS?

305 Cottage Dr, Natchez, MS has 1 bathrooms, 1,300 square feet of living space and a 0.40-acre lot.

When was 305 Cottage Dr, Natchez, MS built?

305 Cottage Dr, Natchez, MS was built in 1962, making it 64 years old.

What schools serve 305 Cottage Dr, Natchez, MS?

305 Cottage Dr, Natchez, MS is assigned to Natchez High School (high), rated C; McLaurin Elementary School (elementary), rated C-. All sit in Natchez-Adams School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 305 Cottage Dr, Natchez, MS compare to other homes in Natchez 39120?

Among the 12,254 homes in Natchez 39120, it is worth more than 53% of them ($128,181 against a typical $121,713), its price per square foot is higher than 62% of them ($99 against a typical $87), it is bigger than 47% of them (1,300 ft² against a typical 1,345 ft²), its lot is bigger than 49% of them (0.4 ac against a typical 0.43 ac) and it is newer than 48% of them (1962 against a typical 1964). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 305 Cottage Dr, Natchez, MS?

The 2025 property tax bill for 305 Cottage Dr, Natchez, MS was $1,439. The county assessed it at $11,747.

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