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Residential (General/Single)Residential
$1,403,314
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

305 GILBERT ST

RIDGEWOOD, NJ 07450
0
Baths
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
2025
Year BuiltThe year the home was originally built, according to county records.

Valuation

$1.4M
$1.3M low$1.5M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,403,314
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,122,651

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,991 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$311,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$311,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$302,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$311,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.30
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ridgewood High SchoolA
High · Grades 9–12 · 0.6 mi
E
Somerville Elementary SchoolA+
Elementary · Grades KG–5 · 0.9 mi
M
Benjamin Franklin Middle SchoolB
Middle · Grades 6–8 · 1.2 mi

District: Ridgewood Village School District

Neighborhood · ZIP 07450These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.29
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.116

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.41%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.26,611
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,587 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$188,545
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$261,920
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

305 Gilbert St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Bergen County
  • Has a bigger lot than 76% of homes in Bergen County
  • Among the newest homes in Ridgewood 07450

What homes are worth in Ridgewood 07450

Each bar is how many homes fall in that price range. The marker is this home.

This home
$620K$2.9M

This home is worth more than 63% of homes in Ridgewood 07450.

How it measures up in Ridgewood 07450

The dot is this home. The mark in the middle is the typical home in Ridgewood 07450.

Estimated value$1,403,314
CheaperTypical $1,217,757Pricier

Pricier than 63% of homes nearby

Lot size0.3 ac
SmallerTypical 0.26 acBigger

Bigger than 61% of homes nearby

Year built2025
OlderTypical 1943Newer

Newer than almost all homes nearby

How 305 Gilbert St ranks against every home in each area.
MeasureThis homeRidgewood 07450Bergen County
Estimated valuepricier than$1,403,31463% of homes89% of homes
Lot sizebigger than0.3 ac61% of homes76% of homes
Year builtnewer than2025almost all homesalmost all homes

About 305 Gilbert St

How much is 305 Gilbert St, Ridgewood, NJ worth?

The TopHap Estimate for 305 Gilbert St, Ridgewood, NJ is $1,403,314 as of Jul 14, 2026. The likely range is $1,267,993 to $1,538,635. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 305 Gilbert St, Ridgewood, NJ last sell?

305 Gilbert St, Ridgewood, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

When was 305 Gilbert St, Ridgewood, NJ built?

305 Gilbert St, Ridgewood, NJ was built in 2025, making it 1 years old.

What schools serve 305 Gilbert St, Ridgewood, NJ?

305 Gilbert St, Ridgewood, NJ is assigned to Ridgewood High School (high), rated A; Somerville Elementary School (elementary), rated A+; Benjamin Franklin Middle School (middle), rated B. All sit in Ridgewood Village School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 305 Gilbert St, Ridgewood, NJ compare to other homes in Ridgewood 07450?

Among the 7,499 homes in Ridgewood 07450, it is worth more than 63% of them ($1,403,314 against a typical $1,217,757), its lot is bigger than 61% of them (0.3 ac against a typical 0.26 ac) and it is newer than almost all of them (2025 against a typical 1943). Measured against all of Bergen County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 305 Gilbert St, Ridgewood, NJ?

The 2025 property tax bill for 305 Gilbert St, Ridgewood, NJ was $8,991. The county assessed it at $311,100.

Closest homes

More homes in Ridgewood 07450

Assigned schools

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See this home in context

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