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Single Family ResidenceResidential
$570,450$301 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $370,000 on Oct 31, 2019

305 PEAK ST

CHATTANOOGA, TN 37405
2.5
Baths
1,896 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$570K
$518K low$623K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$370,000 · Oct 31, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,062 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$136,075 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$92,150
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$544,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHAMILTON
Lot (acres)The size of the land the home sits on, from county records.0.14
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Red Bank Elementary SchoolC
Elementary · Grades PK–5 · 2.7 mi
M
Red Bank Middle SchoolC
Middle · Grades 6–8 · 3.4 mi
H
Red Bank High SchoolC
High · Grades 9–12 · 3.5 mi

District: Hamilton County School District

Neighborhood · ZIP 37405These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.126
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.136

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.19,694
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.348 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,031
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,822
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

305 Peak St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Hamilton County
  • Costs more per square foot than 92% of homes in Hamilton County
  • Has a smaller lot than 94% of homes in Hamilton County
  • Newer than 93% of homes in Hamilton County

What homes are worth in Chattanooga 37405

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$2.5M

This home is worth more than 62% of homes in Chattanooga 37405.

How it measures up in Chattanooga 37405

The dot is this home. The mark in the middle is the typical home in Chattanooga 37405.

Estimated value$570,450
CheaperTypical $458,451Pricier

Pricier than 62% of homes nearby

Price per ft²$301
CheaperTypical $293Pricier

Pricier than 53% of homes nearby

Living area1,896 ft²
SmallerTypical 1,504 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.14 ac
SmallerTypical 0.36 acBigger

Bigger than 9% of homes nearby

Year built2019
OlderTypical 1975Newer

Newer than 92% of homes nearby

How 305 Peak St ranks against every home in each area.
MeasureThis homeNorth Chattanooga / Hill CityChattanooga 37405Hamilton County
Estimated valuepricier than$570,45056% of homes62% of homes83% of homes
Price per ft²pricier than$30133% of homes53% of homes92% of homes
Living areabigger than1,896 ft²63% of homes63% of homes59% of homes
Lot sizebigger than0.14 ac16% of homes9% of homes6% of homes
Year builtnewer than201991% of homes92% of homes93% of homes

About 305 Peak St

How much is 305 Peak St, Chattanooga, TN worth?

The TopHap Estimate for 305 Peak St, Chattanooga, TN is $570,450 as of Sep 24, 2026. The likely range is $518,307 to $622,593. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 305 Peak St, Chattanooga, TN last sell?

305 Peak St, Chattanooga, TN last sold on Oct 31, 2019 for $370,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 305 Peak St, Chattanooga, TN?

305 Peak St, Chattanooga, TN has 2.5 bathrooms, 1,896 square feet of living space and a 0.14-acre lot.

When was 305 Peak St, Chattanooga, TN built?

305 Peak St, Chattanooga, TN was built in 2019, making it 7 years old. The building has 2 stories.

What schools serve 305 Peak St, Chattanooga, TN?

305 Peak St, Chattanooga, TN is assigned to Red Bank Elementary School (elementary), rated C; Red Bank Middle School (middle), rated C; Red Bank High School (high), rated C. All sit in Hamilton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 305 Peak St, Chattanooga, TN compare to other homes in Chattanooga 37405?

Among the 6,961 homes in Chattanooga 37405, it is worth more than 62% of them ($570,450 against a typical $458,451), its price per square foot is higher than 53% of them ($301 against a typical $293), it is bigger than 63% of them (1,896 ft² against a typical 1,504 ft²), its lot is bigger than 9% of them (0.14 ac against a typical 0.36 ac) and it is newer than 92% of them (2019 against a typical 1975). Measured against all of Hamilton County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 305 Peak St, Chattanooga, TN?

The 2025 property tax bill for 305 Peak St, Chattanooga, TN was $2,062. The county assessed it at $136,075.

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