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Single Family ResidenceResidential
$109,819$109 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

305 RIDGE ST

SOUTH WEST CITY, MO 64863
0
Baths
1,010 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$110K
$78K low$141K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$74,819
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$59,855
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,000
FIRST COMMUNITY BANK (LEXINGTON · recorded Dec 3, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$263 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$7,140 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$7,140
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$37,570

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcDonald
Lot (acres)The size of the land the home sits on, from county records.1.44
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Southwest City Elementary SchoolB+
Elementary · Grades PK–8 · 0.4 mi
H
McDonald County High SchoolD+
High · Grades 9–12 · 13.8 mi

District: McDonald County R-I School District

Neighborhood · ZIP 64863These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.155
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,786
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,740
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,844
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

305 Ridge St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in South West City 64863
  • Costs less per square foot than 76% of homes in McDonald County
  • Smaller than 83% of homes in South West City 64863

What homes are worth in South West City 64863

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$893K

This home is worth more than 10% of homes in South West City 64863.

How it measures up in South West City 64863

The dot is this home. The mark in the middle is the typical home in South West City 64863.

Estimated value$109,819
CheaperTypical $171,032Pricier

Pricier than 10% of homes nearby

Price per ft²$109
CheaperTypical $120Pricier

Pricier than 42% of homes nearby

Living area1,010 ft²
SmallerTypical 1,490 ft²Bigger

Bigger than 17% of homes nearby

Lot size1.44 ac
SmallerTypical 1.52 acBigger

Bigger than 49% of homes nearby

How 305 Ridge St ranks against every home in each area.
MeasureThis homeSouth West City 64863McDonald County
Estimated valuepricier than$109,81910% of homes12% of homes
Price per ft²pricier than$10942% of homes24% of homes
Living areabigger than1,010 ft²17% of homes19% of homes
Lot sizebigger than1.44 ac49% of homes36% of homes

About 305 Ridge St

How much is 305 Ridge St, South West City, MO worth?

The TopHap Estimate for 305 Ridge St, South West City, MO is $109,819 as of Jul 14, 2026. The likely range is $78,458 to $141,180. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 305 Ridge St, South West City, MO?

305 Ridge St, South West City, MO has 1,010 square feet of living space and a 1.44-acre lot.

What schools serve 305 Ridge St, South West City, MO?

305 Ridge St, South West City, MO is assigned to Southwest City Elementary School (elementary), rated B+; McDonald County High School (high), rated D+. All sit in McDonald County R-I School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 305 Ridge St, South West City, MO compare to other homes in South West City 64863?

Among the 511 homes in South West City 64863, it is worth more than 10% of them ($109,819 against a typical $171,032), its price per square foot is higher than 42% of them ($109 against a typical $120), it is bigger than 17% of them (1,010 ft² against a typical 1,490 ft²) and its lot is bigger than 49% of them (1.44 ac against a typical 1.52 ac). Measured against all of McDonald County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 305 Ridge St, South West City, MO?

The 2023 property tax bill for 305 Ridge St, South West City, MO was $263. The county assessed it at $7,140.

Closest homes

More homes in South West City 64863

Assigned schools

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