Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$120,632$108 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

305 STATE ST

ELROSA, MN 56325
3
Beds
1
Baths
1,118 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$121K
$82K low$159K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,252 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$160,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$146,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$159,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$160,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
51
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
42
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySTEARNS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 160 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Belgrade-Brooten-Elrosa Secondary SchoolC
Middle · Grades 6–12 · 8.4 mi
E
Belgrade-Brooten-Elrosa Elementary SchoolB+
Elementary · Grades PK–5 · 9.8 mi

District: Belgrade-Brooten-Elrosa Public School District

Neighborhood · ZIP 56325These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.144
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.0
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.12 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,814
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,818
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

305 State St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Stearns County
  • Costs less per square foot than 92% of homes in Stearns County
  • Smaller than 90% of homes in Elrosa 56325
  • Has a smaller lot than 81% of homes in Elrosa 56325
  • Newer than 67% of homes in Elrosa 56325

What homes are worth in Elrosa 56325

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$530K

This home is worth more than 18% of homes in Elrosa 56325.

How it measures up in Elrosa 56325

The dot is this home. The mark in the middle is the typical home in Elrosa 56325.

Estimated value$120,632
CheaperTypical $163,243Pricier

Pricier than 18% of homes nearby

Price per ft²$108
CheaperTypical $113Pricier

Pricier than 47% of homes nearby

Living area1,118 ft²
SmallerTypical 1,462 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.21 ac
SmallerTypical 0.28 acBigger

Bigger than 19% of homes nearby

Year built1978
OlderTypical 1971Newer

Newer than 67% of homes nearby

How 305 State St ranks against every home in each area.
MeasureThis homeElrosa 56325Stearns County
Estimated valuepricier than$120,63218% of homes6% of homes
Price per ft²pricier than$10847% of homes8% of homes
Living areabigger than1,118 ft²10% of homes28% of homes
Lot sizebigger than0.21 ac19% of homes21% of homes
Year builtnewer than197867% of homes45% of homes

About 305 State St

How much is 305 State St, Elrosa, MN worth?

The TopHap Estimate for 305 State St, Elrosa, MN is $120,632 as of Aug 30, 2026. The likely range is $82,333 to $158,931. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 305 State St, Elrosa, MN last sell?

305 State St, Elrosa, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 305 State St, Elrosa, MN?

305 State St, Elrosa, MN has 3 bedrooms, 1 bathrooms, 1,118 square feet of living space and a 0.21-acre lot.

When was 305 State St, Elrosa, MN built?

305 State St, Elrosa, MN was built in 1978, making it 48 years old. It is a ranch home. The building has 1 story.

What schools serve 305 State St, Elrosa, MN?

305 State St, Elrosa, MN is assigned to Belgrade-Brooten-Elrosa Secondary School (middle), rated C; Belgrade-Brooten-Elrosa Elementary School (elementary), rated B+. All sit in Belgrade-Brooten-Elrosa Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 305 State St, Elrosa, MN compare to other homes in Elrosa 56325?

Among the 108 homes in Elrosa 56325, it is worth more than 18% of them ($120,632 against a typical $163,243), its price per square foot is higher than 47% of them ($108 against a typical $113), it is bigger than 10% of them (1,118 ft² against a typical 1,462 ft²), its lot is bigger than 19% of them (0.21 ac against a typical 0.28 ac) and it is newer than 67% of them (1978 against a typical 1971). Measured against all of Stearns County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 305 State St, Elrosa, MN?

The 2026 property tax bill for 305 State St, Elrosa, MN was $1,252. The county assessed it at $160,500.

More homes on State St

Closest homes

More homes in Elrosa 56325

Assigned schools

Explore the area

See this home in context

Open 305 State St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map