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Single Family ResidenceResidential
$237,376$212 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

305 TERRACE ST

DECORAH, IA 52101
2
Beds
2
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$237K
$208K low$267K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,786 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$229,760 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,930
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$203,830
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$201,710
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$229,760

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyWINNESHIEK
Lot (acres)The size of the land the home sits on, from county records.0.18
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 96 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Decorah Middle SchoolA
Middle · Grades 5–8 · 0.3 mi
E
John Cline Elementary School
Elementary · Grades KG–2 · 0.4 mi
H
Decorah High SchoolA
High · Grades 9–12 · 0.4 mi

District: Decorah Community School District

Neighborhood · ZIP 52101These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.13,187
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.42 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,457
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,291
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

305 Terrace St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 76% of homes in Winneshiek County
  • Smaller than 83% of homes in Winneshiek County
  • Has a smaller lot than 84% of homes in Winneshiek County
  • Newer than 65% of homes in Winneshiek County

What homes are worth in Decorah 52101

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$699K

This home is worth more than 41% of homes in Decorah 52101.

How it measures up in Decorah 52101

The dot is this home. The mark in the middle is the typical home in Decorah 52101.

Estimated value$237,376
CheaperTypical $263,691Pricier

Pricier than 41% of homes nearby

Price per ft²$212
CheaperTypical $179Pricier

Pricier than 66% of homes nearby

Living area1,120 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.18 ac
SmallerTypical 0.48 acBigger

Bigger than 19% of homes nearby

Year built1980
OlderTypical 1969Newer

Newer than 61% of homes nearby

How 305 Terrace St ranks against every home in each area.
MeasureThis homeDecorah 52101Winneshiek County
Estimated valuepricier than$237,37641% of homes53% of homes
Price per ft²pricier than$21266% of homes76% of homes
Living areabigger than1,120 ft²18% of homes17% of homes
Lot sizebigger than0.18 ac19% of homes16% of homes
Year builtnewer than198061% of homes65% of homes

About 305 Terrace St

How much is 305 Terrace St, Decorah, IA worth?

The TopHap Estimate for 305 Terrace St, Decorah, IA is $237,376 as of Aug 30, 2026. The likely range is $207,939 to $266,813. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 305 Terrace St, Decorah, IA last sell?

305 Terrace St, Decorah, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 305 Terrace St, Decorah, IA?

305 Terrace St, Decorah, IA has 2 bedrooms, 2 bathrooms, 1,120 square feet of living space and a 0.18-acre lot.

When was 305 Terrace St, Decorah, IA built?

305 Terrace St, Decorah, IA was built in 1980, making it 46 years old. It is a split foyer home.

What schools serve 305 Terrace St, Decorah, IA?

305 Terrace St, Decorah, IA is assigned to Decorah Middle School (middle), rated A; John Cline Elementary School (elementary); Decorah High School (high), rated A. All sit in Decorah Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 305 Terrace St, Decorah, IA compare to other homes in Decorah 52101?

Among the 5,096 homes in Decorah 52101, it is worth more than 41% of them ($237,376 against a typical $263,691), its price per square foot is higher than 66% of them ($212 against a typical $179), it is bigger than 18% of them (1,120 ft² against a typical 1,536 ft²), its lot is bigger than 19% of them (0.18 ac against a typical 0.48 ac) and it is newer than 61% of them (1980 against a typical 1969). Measured against all of Winneshiek County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 305 Terrace St, Decorah, IA?

The 2025 property tax bill for 305 Terrace St, Decorah, IA was $3,786. The county assessed it at $229,760.

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