Duplex (2 Units, Any Combination)Residential
Last sold for $61,524 on Nov 4, 2021
305 W MILL ST
WATERLOO, IL 62298
3
Beds
4
Baths
1,161 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4,340 ft²
Lot SizeThe size of the land the home sits on, from county records.
1870
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
Valuation
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$61,524 · Nov 4, 2021
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,583 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$58,720 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,980
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$42,740
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$56,945
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$176,160
Climate Risk
Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Duplex Single
CountyMONROE
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 80 ft²Porch · 162 ft²
Transaction History(3)
Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.
MEH
Waterloo Junior High SchoolA
Middle · Grades 6–8 · 0.4 mi
W. J. Zahnow Elementary School
Elementary · Grades PK–1 · 0.6 mi
Waterloo High SchoolA-
High · Grades 9–12 · 1.4 mi
District: Waterloo Community Unit School District 5
Neighborhood · ZIP 62298These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.169
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.18,127
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.124 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,202
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,724
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%
Owner Tools
Do you own this home?
Claim this homeData by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.
How this home compares
305 W Mill St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Smaller than 74% of homes in Waterloo 62298
- Among the smallest lots in Monroe County
- Older than 97% of homes in Waterloo 62298
How it measures up in Waterloo 62298
The dot is this home. The mark in the middle is the typical home in Waterloo 62298.
Living area1,161 ft²
SmallerTypical 1,506 ft²Bigger
Bigger than 26% of homes nearby
Lot size4,340 ft²
SmallerTypical 0.45 acBigger
Smaller than almost all homes nearby
Year built1870
OlderTypical 1991Newer
Newer than 3% of homes nearby
| Measure | This home | Waterloo 62298 | Monroe County |
|---|---|---|---|
| Living areabigger than | 1,161 ft² | 26% of homes | 26% of homes |
| Lot sizebigger than | 4,340 ft² | almost no homes | almost no homes |
| Year builtnewer than | 1870 | 3% of homes | 3% of homes |
About 305 W Mill St
When did 305 W Mill St, Waterloo, IL last sell?
305 W Mill St, Waterloo, IL last sold on Nov 4, 2021 for $61,524, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.
How big is 305 W Mill St, Waterloo, IL?
305 W Mill St, Waterloo, IL has 3 bedrooms, 4 bathrooms, 1,161 square feet of living space and a 0.10-acre lot.
When was 305 W Mill St, Waterloo, IL built?
305 W Mill St, Waterloo, IL was built in 1870, making it 156 years old. It is a duplex single home. The building has 1 story.
What schools serve 305 W Mill St, Waterloo, IL?
305 W Mill St, Waterloo, IL is assigned to Waterloo Junior High School (middle), rated A; W. J. Zahnow Elementary School (elementary); Waterloo High School (high), rated A-. All sit in Waterloo Community Unit School District 5. Attendance boundaries change — confirm with the district before relying on an assignment.
How does 305 W Mill St, Waterloo, IL compare to other homes in Waterloo 62298?
Among the 7,179 homes in Waterloo 62298, it is bigger than 26% of them (1,161 ft² against a typical 1,506 ft²), its lot is bigger than almost none of them (4,340 ft² against a typical 0.45 ac) and it is newer than 3% of them (1870 against a typical 1991). These shares are recounted nightly from the full county assessor record for each area, not from active listings.
What are the property taxes on 305 W Mill St, Waterloo, IL?
The 2025 property tax bill for 305 W Mill St, Waterloo, IL was $3,583. The county assessed it at $58,720.
More homes on W Mill St
- 404 W Mill St$190K3 bd · 3 ba · 1,090 ft² · Sold $195K · Dec 2024
- 403 W Mill St$161K3 bd · 3 ba · 1,056 ft² · Sold $135K · Oct 2023
- 316 W Mill St6 bd · 9 ba · 2,312 ft² · Sold $385K · Mar 2023
- 300 W Mill St$107K2 bd · 2 ba · 900 ft² · Sold $59K · Jul 2022
- 203 W Mill St0.22 ac · Sold $84K · Jan 2022
- 401 W Mill St$217K3 bd · 3 ba · 1,224 ft² · Sold $213K · Aug 2021
- 317 W Mill St$137K2 bd · 3 ba · 986 ft² · Sold $120K · Jul 2019
- 304 W Mill St4 bd · 4 ba · 1,204 ft² · Sold $97K · Jan 2019
- 310 W Mill St$160K2 bd · 2 ba · 1,014 ft² · Sold $56K · May 2018
- 307 W Mill St$154K2 bd · 2 ba · 1,200 ft² · Sold $60K · Feb 2018
- 511 W Mill St$151K2 bd · 3 ba · 780 ft² · Sold Jan 1900
- 513 W Mill St$110K2 bd · 2 ba · 624 ft² · Sold Jan 1900
Closest homes
- 307 W Mill St$154K56 ft · 2 bd · 2 ba · 1,200 ft² · Sold $60K · Feb 2018
- 308 Flower St$179K78 ft · 2 bd · 2 ba · 1,011 ft² · Sold $150K · Feb 2023
- 309 W Mill St$204K96 ft · 4 bd · 2 ba · 1,136 ft² · Sold Jan 1900
- 304 W Mill St148 ft · 4 bd · 4 ba · 1,204 ft² · Sold $97K · Jan 2019
- 300 W Mill St$107K151 ft · 2 bd · 2 ba · 900 ft² · Sold $59K · Jul 2022
- 311 W Mill St157 ft · 3 bd · 4 ba · 1,475 ft² · Sold Jan 1900
- 103 S Library St197 ft · 3 bd · 4 ba · 1,492 ft² · Sold Jan 1900
- 306 W Mill St211 ft · 4 bd · 4 ba · 1,358 ft² · Sold Jan 1900
More homes in Waterloo 62298
- 2755 State Route 156$199K3 bd · 2 ba · 1,330 ft² · Sold $35K · Oct 2026
- 143 Sterritt Run$598K4 bd · 5 ba · 1,302 ft² · Sold $560K · Oct 2026
- 4609 Fountain Brook Dr$360K3 bd · 3 ba · 1,734 ft² · Sold $355K · Oct 2026
- 2169 Kk Rd$383K3 bd · 2 ba · 825 ft² · Sold $40K · Oct 2026
- 6401 S Ronnie Dr3 bd · 3 ba · 1,456 ft² · Sold $140K · Oct 2026
- 523 Mary Dr$265K3 bd · 3 ba · 986 ft² · Sold $265K · Oct 2026
- 8273 Andy Rd$306K2 bd · 2 ba · 1,154 ft² · Sold $130K · Oct 2026
- 426 Sandalwood Dr$246K2 bd · 3 ba · 962 ft² · Sold $255K · Oct 2026
- 605 Laurel Dr$296K2 bd · 3 ba · 1,462 ft² · Sold $380K · Oct 2026
- 610 Laurel Dr$255K3 bd · 5 ba · 1,500 ft² · Sold $200K · Oct 2026
- 0.22 ac · Sold $6K · Oct 2026
- 3541 State Route 156$297K2 bd · 3 ba · 1,476 ft² · Sold $180K · Oct 2026
Assigned schools
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