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Single Family ResidenceResidential
$414,613$100 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $250,000 on Nov 2, 2020

305 WATER ST

HANCOCK, MI 49930
5
Beds
1.5
Baths
4,142 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$415K
$386K low$443K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$250,000 · Nov 2, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,333 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$140,604 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$128,489
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$281,208

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.19
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
38
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
51
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHOUGHTON
Lot (acres)The size of the land the home sits on, from county records.0.18
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Barkell Elementary SchoolB
Elementary · Grades KG–5 · 0.9 mi
M
Hancock Middle/High SchoolB-
Middle · Grades 6–12 · 1.2 mi

District: Hancock Public Schools

Neighborhood · ZIP 49930These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.8,337
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.134 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,528
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,994
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

305 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Houghton County
  • Costs less per square foot than 95% of homes in Hancock 49930
  • Among the largest homes in Hancock 49930
  • Has a smaller lot than 76% of homes in Houghton County

What homes are worth in Hancock 49930

Each bar is how many homes fall in that price range. The marker is this home.

This home
$94K$581K

This home is worth more than 86% of homes in Hancock 49930.

How it measures up in Hancock 49930

The dot is this home. The mark in the middle is the typical home in Hancock 49930.

Estimated value$414,613
CheaperTypical $249,000Pricier

Pricier than 86% of homes nearby

Price per ft²$100
CheaperTypical $166Pricier

Pricier than 5% of homes nearby

Living area4,142 ft²
SmallerTypical 1,522 ft²Bigger

Bigger than almost all homes nearby

Lot size0.18 ac
SmallerTypical 0.36 acBigger

Bigger than 29% of homes nearby

How 305 Water St ranks against every home in each area.
MeasureThis homeHancock 49930Houghton County
Estimated valuepricier than$414,61386% of homes89% of homes
Price per ft²pricier than$1005% of homes18% of homes
Living areabigger than4,142 ft²almost all homesalmost all homes
Lot sizebigger than0.18 ac29% of homes24% of homes

About 305 Water St

How much is 305 Water St, Hancock, MI worth?

The TopHap Estimate for 305 Water St, Hancock, MI is $414,613 as of Sep 24, 2026. The likely range is $386,472 to $442,754. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 305 Water St, Hancock, MI last sell?

305 Water St, Hancock, MI last sold on Nov 2, 2020 for $250,000, according to the county's recorded deed.

How big is 305 Water St, Hancock, MI?

305 Water St, Hancock, MI has 5 bedrooms, 1.5 bathrooms, 4,142 square feet of living space and a 0.18-acre lot.

What schools serve 305 Water St, Hancock, MI?

305 Water St, Hancock, MI is assigned to Barkell Elementary School (elementary), rated B; Hancock Middle/High School (middle), rated B-. All sit in Hancock Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 305 Water St, Hancock, MI compare to other homes in Hancock 49930?

Among the 2,618 homes in Hancock 49930, it is worth more than 86% of them ($414,613 against a typical $249,000), its price per square foot is higher than 5% of them ($100 against a typical $166), it is bigger than almost all of them (4,142 ft² against a typical 1,522 ft²) and its lot is bigger than 29% of them (0.18 ac against a typical 0.36 ac). Measured against all of Houghton County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 305 Water St, Hancock, MI?

The 2025 property tax bill for 305 Water St, Hancock, MI was $7,333. The county assessed it at $140,604.

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Assigned schools

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