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Single Family ResidenceResidential
$300,083$158 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

306 STEWART RD

OTTO, NC 28763
3
Beds
2.5
Baths
1,904 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.78 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$300K
$239K low$362K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$985 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$255,260 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$222,660
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$255,260
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$255,260

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
99
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMACON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1991
Lot (acres)The size of the land the home sits on, from county records.0.78
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Baseboard
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 96 ft²Patio · 96 ft²Porch · 256 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Macon Elementary SchoolB
Elementary · Grades PK–4 · 4.6 mi
H
Macon Early College High SchoolB+
High · Grades 9–12 · 8.0 mi
M
Macon Middle SchoolC+
Middle · Grades 7–8 · 8.5 mi

District: Macon County Schools

Neighborhood · ZIP 28763These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.108

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.67%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.2,692
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,225
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,675
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.80 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

306 Stewart Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 89% of homes in Macon County
  • Bigger than 87% of homes in Otto 28763
  • Has a smaller lot than 79% of homes in Otto 28763

What homes are worth in Otto 28763

Each bar is how many homes fall in that price range. The marker is this home.

This home
$110K$820K

This home is worth more than 51% of homes in Otto 28763.

How it measures up in Otto 28763

The dot is this home. The mark in the middle is the typical home in Otto 28763.

Estimated value$300,083
CheaperTypical $296,193Pricier

Pricier than 51% of homes nearby

Price per ft²$158
CheaperTypical $224Pricier

Pricier than 17% of homes nearby

Living area1,904 ft²
SmallerTypical 1,286 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.78 ac
SmallerTypical 1.41 acBigger

Bigger than 21% of homes nearby

Year built1986
OlderTypical 1986Newer

Newer than 51% of homes nearby

How 306 Stewart Rd ranks against every home in each area.
MeasureThis homeOtto 28763Macon County
Estimated valuepricier than$300,08351% of homes39% of homes
Price per ft²pricier than$15817% of homes11% of homes
Living areabigger than1,904 ft²87% of homes78% of homes
Lot sizebigger than0.78 ac21% of homes34% of homes
Year builtnewer than198651% of homes55% of homes

About 306 Stewart Rd

How much is 306 Stewart Rd, Otto, NC worth?

The TopHap Estimate for 306 Stewart Rd, Otto, NC is $300,083 as of Sep 24, 2026. The likely range is $238,616 to $361,550. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 306 Stewart Rd, Otto, NC last sell?

306 Stewart Rd, Otto, NC last sold on Mar 5, 1986, according to the county's recorded deed.

How big is 306 Stewart Rd, Otto, NC?

306 Stewart Rd, Otto, NC has 3 bedrooms, 2.5 bathrooms, 1,904 square feet of living space and a 0.78-acre lot.

When was 306 Stewart Rd, Otto, NC built?

306 Stewart Rd, Otto, NC was built in 1986, making it 40 years old. The building has 2 stories.

What schools serve 306 Stewart Rd, Otto, NC?

306 Stewart Rd, Otto, NC is assigned to South Macon Elementary School (elementary), rated B; Macon Early College High School (high), rated B+; Macon Middle School (middle), rated C+. All sit in Macon County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 306 Stewart Rd, Otto, NC compare to other homes in Otto 28763?

Among the 1,697 homes in Otto 28763, it is worth more than 51% of them ($300,083 against a typical $296,193), its price per square foot is higher than 17% of them ($158 against a typical $224), it is bigger than 87% of them (1,904 ft² against a typical 1,286 ft²), its lot is bigger than 21% of them (0.78 ac against a typical 1.41 ac) and it is newer than 51% of them (1986 against a typical 1986). Measured against all of Macon County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 306 Stewart Rd, Otto, NC?

The 2026 property tax bill for 306 Stewart Rd, Otto, NC was $985. The county assessed it at $255,260.

More homes on Stewart Rd

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