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Single Family ResidenceResidential
$173,420$99 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $160,000 on Aug 18, 2003

3081 STATE ROUTE 48

OSWEGO, NY 13126
3
Beds
2
Baths
1,751 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.72 ac
Lot SizeThe size of the land the home sits on, from county records.
1845
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$173K
$119K low$228K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$160,000 · Aug 18, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,986 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$199,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$66,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$132,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$199,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$284,286

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.22 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyOswego
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1960
Lot (acres)The size of the land the home sits on, from county records.2.72
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 189 ft²Porch · 523 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Oswego Middle SchoolB
Middle · Grades 7–8 · 1.4 mi
E
Minetto Elementary SchoolB
Elementary · Grades PK–6 · 1.7 mi
H
Oswego High SchoolD+
High · Grades 9–12 · 3.1 mi

District: Oswego City School District

Neighborhood · ZIP 13126These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.35,399
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.321 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,623
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,556
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3081 State Route 48 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 69% of homes in Oswego County
  • Has a bigger lot than 82% of homes in Oswego 13126
  • Older than 98% of homes in Oswego 13126

What homes are worth in Oswego 13126

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$434K

This home is worth more than 55% of homes in Oswego 13126.

How it measures up in Oswego 13126

The dot is this home. The mark in the middle is the typical home in Oswego 13126.

Estimated value$173,420
CheaperTypical $162,751Pricier

Pricier than 55% of homes nearby

Price per ft²$99
CheaperTypical $104Pricier

Pricier than 46% of homes nearby

Living area1,751 ft²
SmallerTypical 1,539 ft²Bigger

Bigger than 64% of homes nearby

Lot size2.72 ac
SmallerTypical 0.43 acBigger

Bigger than 82% of homes nearby

Year built1845
OlderTypical 1942Newer

Newer than 2% of homes nearby

How 3081 State Route 48 ranks against every home in each area.
MeasureThis homeOswego 13126Oswego County
Estimated valuepricier than$173,42055% of homes49% of homes
Price per ft²pricier than$9946% of homes36% of homes
Living areabigger than1,751 ft²64% of homes69% of homes
Lot sizebigger than2.72 ac82% of homes69% of homes
Year builtnewer than18452% of homes2% of homes

About 3081 State Route 48

How much is 3081 State Route 48, Oswego, NY worth?

The TopHap Estimate for 3081 State Route 48, Oswego, NY is $173,420 as of Jul 14, 2026. The likely range is $118,669 to $228,171. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3081 State Route 48, Oswego, NY last sell?

3081 State Route 48, Oswego, NY last sold on Aug 18, 2003 for $160,000, according to the county's recorded deed.

How big is 3081 State Route 48, Oswego, NY?

3081 State Route 48, Oswego, NY has 3 bedrooms, 2 bathrooms, 1,751 square feet of living space and a 2.72-acre lot.

When was 3081 State Route 48, Oswego, NY built?

3081 State Route 48, Oswego, NY was built in 1845, making it 181 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 3081 State Route 48, Oswego, NY?

3081 State Route 48, Oswego, NY is assigned to Oswego Middle School (middle), rated B; Minetto Elementary School (elementary), rated B; Oswego High School (high), rated D+. All sit in Oswego City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3081 State Route 48, Oswego, NY compare to other homes in Oswego 13126?

Among the 11,486 homes in Oswego 13126, it is worth more than 55% of them ($173,420 against a typical $162,751), its price per square foot is higher than 46% of them ($99 against a typical $104), it is bigger than 64% of them (1,751 ft² against a typical 1,539 ft²), its lot is bigger than 82% of them (2.72 ac against a typical 0.43 ac) and it is newer than 2% of them (1845 against a typical 1942). Measured against all of Oswego County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3081 State Route 48, Oswego, NY?

The 2024 property tax bill for 3081 State Route 48, Oswego, NY was $6,986. The county assessed it at $199,000.

More homes on State Route 48

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