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Single Family ResidenceResidential
$331,739$243 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $255,000 on Jun 2, 2022

3086 COTTAGE LN

CHIPPEWA FALLS, WI 54729
3
Beds
2
Baths
1,365 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$332K
$312K low$352K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$255,000 · Jun 2, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,723 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$193,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$175,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$193,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$288,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
63
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyChippewa
Lot (acres)The size of the land the home sits on, from county records.0.22
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Parkview Elementary SchoolC
Elementary · Grades KG–5 · 2.3 mi
H
Chippewa Falls High SchoolB-
High · Grades 9–12 · 3.3 mi
M
Chippewa Falls Middle SchoolC+
Middle · Grades 6–8 · 3.8 mi

District: Chippewa Falls Area School District

Neighborhood · ZIP 54729These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.33,675
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.198 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,565
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3086 Cottage Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Chippewa County
  • Costs more per square foot than 84% of homes in Chippewa County
  • Has a smaller lot than 95% of homes in Chippewa Falls 54729
  • Newer than 97% of homes in Chippewa County

What homes are worth in Chippewa Falls 54729

Each bar is how many homes fall in that price range. The marker is this home.

This home
$119K$696K

This home is worth more than 65% of homes in Chippewa Falls 54729.

How it measures up in Chippewa Falls 54729

The dot is this home. The mark in the middle is the typical home in Chippewa Falls 54729.

Estimated value$331,739
CheaperTypical $275,376Pricier

Pricier than 65% of homes nearby

Price per ft²$243
CheaperTypical $174Pricier

Pricier than 83% of homes nearby

Living area1,365 ft²
SmallerTypical 1,455 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.22 ac
SmallerTypical 0.79 acBigger

Bigger than 5% of homes nearby

Year built2019
OlderTypical 1966Newer

Newer than 96% of homes nearby

How 3086 Cottage Ln ranks against every home in each area.
MeasureThis homeChippewa Falls 54729Chippewa County
Estimated valuepricier than$331,73965% of homes68% of homes
Price per ft²pricier than$24383% of homes84% of homes
Living areabigger than1,365 ft²43% of homes43% of homes
Lot sizebigger than0.22 ac5% of homes6% of homes
Year builtnewer than201996% of homes97% of homes

About 3086 Cottage Ln

How much is 3086 Cottage Ln, Chippewa Falls, WI worth?

The TopHap Estimate for 3086 Cottage Ln, Chippewa Falls, WI is $331,739 as of Aug 30, 2026. The likely range is $311,759 to $351,719. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3086 Cottage Ln, Chippewa Falls, WI last sell?

3086 Cottage Ln, Chippewa Falls, WI last sold on Jun 2, 2022 for $255,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3086 Cottage Ln, Chippewa Falls, WI?

3086 Cottage Ln, Chippewa Falls, WI has 3 bedrooms, 2 bathrooms, 1,365 square feet of living space and a 0.22-acre lot.

When was 3086 Cottage Ln, Chippewa Falls, WI built?

3086 Cottage Ln, Chippewa Falls, WI was built in 2019, making it 7 years old. The building has 1 story.

What schools serve 3086 Cottage Ln, Chippewa Falls, WI?

3086 Cottage Ln, Chippewa Falls, WI is assigned to Parkview Elementary School (elementary), rated C; Chippewa Falls High School (high), rated B-; Chippewa Falls Middle School (middle), rated C+. All sit in Chippewa Falls Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3086 Cottage Ln, Chippewa Falls, WI compare to other homes in Chippewa Falls 54729?

Among the 12,398 homes in Chippewa Falls 54729, it is worth more than 65% of them ($331,739 against a typical $275,376), its price per square foot is higher than 83% of them ($243 against a typical $174), it is bigger than 43% of them (1,365 ft² against a typical 1,455 ft²), its lot is bigger than 5% of them (0.22 ac against a typical 0.79 ac) and it is newer than 96% of them (2019 against a typical 1966). Measured against all of Chippewa County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3086 Cottage Ln, Chippewa Falls, WI?

The 2025 property tax bill for 3086 Cottage Ln, Chippewa Falls, WI was $3,723. The county assessed it at $193,900.

More homes on Cottage Ln

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