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Single Family ResidenceResidential
$93,205$78 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $48,000 on Dec 9, 2008

309 CONGRESS ST

RENSSELAER FALLS, NY 13680
3
Beds
2
Baths
1,190 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$93K
$76K low$111K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$48,000 · Dec 9, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$41,205
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$32,964
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.62%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$52,000
ST LAWRENCE FCU · recorded Mar 25, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,199 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$53,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$44,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$53,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$81,538

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySt. Lawrence
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1972
Lot (acres)The size of the land the home sits on, from county records.2.60
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 696 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
H C Williams Senior High SchoolB
High · Grades 9–12 · 7.3 mi
M
J M Mckenney Middle SchoolB-
Middle · Grades 5–8 · 7.3 mi
E
F S Banford Elementary SchoolC
Elementary · Grades PK–4 · 7.4 mi

District: Canton Central School District

Neighborhood · ZIP 13680These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.122

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,139
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.36 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,169
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,471
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

309 Congress St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Rensselaer Falls 13680
  • Costs less per square foot than 69% of homes in Rensselaer Falls 13680
  • Smaller than 66% of homes in Rensselaer Falls 13680
  • Has a bigger lot than 72% of homes in St. Lawrence County
  • Older than 76% of homes in St. Lawrence County

What homes are worth in Rensselaer Falls 13680

Each bar is how many homes fall in that price range. The marker is this home.

This home
$54K$352K

This home is worth more than 23% of homes in Rensselaer Falls 13680.

How it measures up in Rensselaer Falls 13680

The dot is this home. The mark in the middle is the typical home in Rensselaer Falls 13680.

Estimated value$93,205
CheaperTypical $144,219Pricier

Pricier than 23% of homes nearby

Price per ft²$78
CheaperTypical $97Pricier

Pricier than 31% of homes nearby

Living area1,190 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than 34% of homes nearby

Lot size2.6 ac
SmallerTypical 2 acBigger

Bigger than 55% of homes nearby

Year built1900
OlderTypical 1964Newer

Newer than 39% of homes nearby

How 309 Congress St ranks against every home in each area.
MeasureThis homeRensselaer Falls 13680St. Lawrence County
Estimated valuepricier than$93,20523% of homes27% of homes
Price per ft²pricier than$7831% of homes37% of homes
Living areabigger than1,190 ft²34% of homes37% of homes
Lot sizebigger than2.6 ac55% of homes72% of homes
Year builtnewer than190039% of homes24% of homes

About 309 Congress St

How much is 309 Congress St, Rensselaer Falls, NY worth?

The TopHap Estimate for 309 Congress St, Rensselaer Falls, NY is $93,205 as of Jul 14, 2026. The likely range is $75,528 to $110,882. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 309 Congress St, Rensselaer Falls, NY last sell?

309 Congress St, Rensselaer Falls, NY last sold on Dec 9, 2008 for $48,000, according to the county's recorded deed.

How big is 309 Congress St, Rensselaer Falls, NY?

309 Congress St, Rensselaer Falls, NY has 3 bedrooms, 2 bathrooms, 1,190 square feet of living space and a 2.60-acre lot.

When was 309 Congress St, Rensselaer Falls, NY built?

309 Congress St, Rensselaer Falls, NY was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 309 Congress St, Rensselaer Falls, NY?

309 Congress St, Rensselaer Falls, NY is assigned to H C Williams Senior High School (high), rated B; J M Mckenney Middle School (middle), rated B-; F S Banford Elementary School (elementary), rated C. All sit in Canton Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 309 Congress St, Rensselaer Falls, NY compare to other homes in Rensselaer Falls 13680?

Among the 508 homes in Rensselaer Falls 13680, it is worth more than 23% of them ($93,205 against a typical $144,219), its price per square foot is higher than 31% of them ($78 against a typical $97), it is bigger than 34% of them (1,190 ft² against a typical 1,400 ft²), its lot is bigger than 55% of them (2.6 ac against a typical 2 ac) and it is newer than 39% of them (1900 against a typical 1964). Measured against all of St. Lawrence County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 309 Congress St, Rensselaer Falls, NY?

The 2024 property tax bill for 309 Congress St, Rensselaer Falls, NY was $2,199. The county assessed it at $53,000.

More homes on Congress St

Closest homes

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Assigned schools

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