Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$595,359$326 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $42,000 on Jun 30, 1994

309 RIDGE RD

PALM HARBOR, FL 34683
2
Baths
1,824 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$595K
$553K low$637K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$42,000 · Jun 30, 1994
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$423,059
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$338,447
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$122,300
ABN AMRO MORTGAGE GROUP INC · R · recorded Oct 11, 2002
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
MERRILL LYNCH CREDIT CORP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,744 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$241,728 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$234,915
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$600,702

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.71 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.98%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPinellas
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1998
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 500 ft²Patio · 500 ft²Porch · 562 ft²Water featureOutdoor kitchen

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ozona ElementaryA+
Elementary · Grades PK–5 · 0.5 mi
M
Palm Harbor Middle SchoolC+
Middle · Grades 6–8 · 1.6 mi
H
Palm Harbor University HighA-
High · Grades 9–12 · 1.6 mi

District: Pinellas County School District

Neighborhood · ZIP 34683These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.33,726
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,585 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,752
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,401
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

309 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Pinellas County
  • Costs more per square foot than 84% of homes in Palm Harbor 34683
  • Bigger than 77% of homes in Pinellas County
  • Has a smaller lot than 66% of homes in Ozona Village
  • Newer than 87% of homes in Pinellas County

What homes are worth in Palm Harbor 34683

Each bar is how many homes fall in that price range. The marker is this home.

This home
$153K$1.6M

This home is worth more than 67% of homes in Palm Harbor 34683.

How it measures up in Palm Harbor 34683

The dot is this home. The mark in the middle is the typical home in Palm Harbor 34683.

Estimated value$595,359
CheaperTypical $495,515Pricier

Pricier than 67% of homes nearby

Price per ft²$326
CheaperTypical $278Pricier

Pricier than 84% of homes nearby

Living area1,824 ft²
SmallerTypical 1,696 ft²Bigger

Bigger than 57% of homes nearby

Lot size0.2 ac
SmallerTypical 0.24 acBigger

Bigger than 35% of homes nearby

Year built1995
OlderTypical 1985Newer

Newer than 85% of homes nearby

How 309 Ridge Rd ranks against every home in each area.
MeasureThis homeOzona VillagePalm Harbor 34683Pinellas County
Estimated valuepricier than$595,35939% of homes67% of homes78% of homes
Price per ft²pricier than$32639% of homes84% of homes73% of homes
Living areabigger than1,824 ft²58% of homes57% of homes77% of homes
Lot sizebigger than0.2 ac34% of homes35% of homes58% of homes
Year builtnewer than199577% of homes85% of homes87% of homes

About 309 Ridge Rd

How much is 309 Ridge Rd, Palm Harbor, FL worth?

The TopHap Estimate for 309 Ridge Rd, Palm Harbor, FL is $595,359 as of Jul 14, 2026. The likely range is $553,349 to $637,369. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 309 Ridge Rd, Palm Harbor, FL last sell?

309 Ridge Rd, Palm Harbor, FL last sold on Jun 30, 1994 for $42,000, according to the county's recorded deed.

How big is 309 Ridge Rd, Palm Harbor, FL?

309 Ridge Rd, Palm Harbor, FL has 2 bathrooms, 1,824 square feet of living space and a 0.20-acre lot.

When was 309 Ridge Rd, Palm Harbor, FL built?

309 Ridge Rd, Palm Harbor, FL was built in 1995, making it 31 years old. The building has 1 story.

What schools serve 309 Ridge Rd, Palm Harbor, FL?

309 Ridge Rd, Palm Harbor, FL is assigned to Ozona Elementary (elementary), rated A+; Palm Harbor Middle School (middle), rated C+; Palm Harbor University High (high), rated A-. All sit in Pinellas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 309 Ridge Rd, Palm Harbor, FL compare to other homes in Palm Harbor 34683?

Among the 13,755 homes in Palm Harbor 34683, it is worth more than 67% of them ($595,359 against a typical $495,515), its price per square foot is higher than 84% of them ($326 against a typical $278), it is bigger than 57% of them (1,824 ft² against a typical 1,696 ft²), its lot is bigger than 35% of them (0.2 ac against a typical 0.24 ac) and it is newer than 85% of them (1995 against a typical 1985). Measured against all of Pinellas County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 309 Ridge Rd, Palm Harbor, FL?

The 2025 property tax bill for 309 Ridge Rd, Palm Harbor, FL was $3,744. The county assessed it at $241,728.

Closest homes

More homes in Palm Harbor 34683

Assigned schools

Explore the area

See this home in context

Open 309 Ridge Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map