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Single Family ResidenceResidential
$96,977$62 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $70,000 on Sep 22, 2021

309 S 38TH ST

MIDDLESBORO, KY 40965
0
Baths
1,568 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,150 ft²
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$97K
$87K low$107K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$70,000 · Sep 22, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$937 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$90,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$90,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$90,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$90,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
85
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
31
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.92 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBell
Lot (acres)The size of the land the home sits on, from county records.0.07
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Middlesboro Elementary SchoolD
Elementary · Grades PK–4 · 0.4 mi
M
Middlesboro Middle SchoolD+
Middle · Grades 5–8 · 0.5 mi
H
Middlesboro High SchoolB-
High · Grades 9–12 · 0.7 mi

District: Middlesboro Independent School District

Neighborhood · ZIP 40965These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.118
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.119

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.27%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.12,012
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.163 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$36,944
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$48,342
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

309 S 38th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 68% of homes in Middlesboro 40965
  • Among the smallest lots in Bell County
  • Older than 75% of homes in Bell County

What homes are worth in Middlesboro 40965

Each bar is how many homes fall in that price range. The marker is this home.

This home
$16K$316K

This home is worth more than 56% of homes in Middlesboro 40965.

How it measures up in Middlesboro 40965

The dot is this home. The mark in the middle is the typical home in Middlesboro 40965.

Estimated value$96,977
CheaperTypical $86,597Pricier

Pricier than 56% of homes nearby

Price per ft²$62
CheaperTypical $70Pricier

Pricier than 40% of homes nearby

Living area1,568 ft²
SmallerTypical 1,248 ft²Bigger

Bigger than 68% of homes nearby

Lot size3,150 ft²
SmallerTypical 0.36 acBigger

Bigger than 2% of homes nearby

Year built1948
OlderTypical 1968Newer

Newer than 31% of homes nearby

How 309 S 38th St ranks against every home in each area.
MeasureThis homeMiddlesboro 40965Bell County
Estimated valuepricier than$96,97756% of homes60% of homes
Price per ft²pricier than$6240% of homes47% of homes
Living areabigger than1,568 ft²68% of homes66% of homes
Lot sizebigger than3,150 ft²2% of homesalmost no homes
Year builtnewer than194831% of homes25% of homes

About 309 S 38th St

How much is 309 S 38th St, Middlesboro, KY worth?

The TopHap Estimate for 309 S 38th St, Middlesboro, KY is $96,977 as of Sep 24, 2026. The likely range is $87,235 to $106,719. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 309 S 38th St, Middlesboro, KY last sell?

309 S 38th St, Middlesboro, KY last sold on Sep 22, 2021 for $70,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 309 S 38th St, Middlesboro, KY?

309 S 38th St, Middlesboro, KY has 1,568 square feet of living space and a 0.07-acre lot.

When was 309 S 38th St, Middlesboro, KY built?

309 S 38th St, Middlesboro, KY was built in 1948, making it 78 years old. The building has 2 stories.

What schools serve 309 S 38th St, Middlesboro, KY?

309 S 38th St, Middlesboro, KY is assigned to Middlesboro Elementary School (elementary), rated D; Middlesboro Middle School (middle), rated D+; Middlesboro High School (high), rated B-. All sit in Middlesboro Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 309 S 38th St, Middlesboro, KY compare to other homes in Middlesboro 40965?

Among the 5,573 homes in Middlesboro 40965, it is worth more than 56% of them ($96,977 against a typical $86,597), its price per square foot is higher than 40% of them ($62 against a typical $70), it is bigger than 68% of them (1,568 ft² against a typical 1,248 ft²), its lot is bigger than 2% of them (3,150 ft² against a typical 0.36 ac) and it is newer than 31% of them (1948 against a typical 1968). Measured against all of Bell County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 309 S 38th St, Middlesboro, KY?

The 2024 property tax bill for 309 S 38th St, Middlesboro, KY was $937. The county assessed it at $90,000.

More homes on S 38th St

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