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Single Family ResidenceResidential
$80,967$77 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

309 SPRUCE ST

RIDGEWAY, MO 64481
1
Baths
1,046 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$81K
$74K low$87K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$80,967
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$64,774

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$303 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,330 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$3,740
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$17,530

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHarrison
Lot (acres)The size of the land the home sits on, from county records.0.41
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Stone (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 206 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ridgeway High SchoolC-
Middle · Grades 6–12 · 0.1 mi
E
Ridgeway Elementary SchoolD
Elementary · Grades PK–6 · 0.1 mi

District: Ridgeway R-V School District

Neighborhood · ZIP 64481These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.124
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.981
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,537
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,644
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

309 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Ridgeway 64481
  • Costs less per square foot than 76% of homes in Ridgeway 64481
  • Smaller than 74% of homes in Ridgeway 64481
  • Has a smaller lot than 68% of homes in Ridgeway 64481
  • Older than 79% of homes in Harrison County

What homes are worth in Ridgeway 64481

Each bar is how many homes fall in that price range. The marker is this home.

This home
$51K$643K

This home is worth more than 16% of homes in Ridgeway 64481.

How it measures up in Ridgeway 64481

The dot is this home. The mark in the middle is the typical home in Ridgeway 64481.

Estimated value$80,967
CheaperTypical $138,458Pricier

Pricier than 16% of homes nearby

Price per ft²$77
CheaperTypical $137Pricier

Pricier than 24% of homes nearby

Living area1,046 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 26% of homes nearby

Lot size0.41 ac
SmallerTypical 1.16 acBigger

Bigger than 32% of homes nearby

Year built1910
OlderTypical 1960Newer

Newer than 30% of homes nearby

How 309 Spruce St ranks against every home in each area.
MeasureThis homeRidgeway 64481Harrison County
Estimated valuepricier than$80,96716% of homes25% of homes
Price per ft²pricier than$7724% of homes29% of homes
Living areabigger than1,046 ft²26% of homes27% of homes
Lot sizebigger than0.41 ac32% of homes35% of homes
Year builtnewer than191030% of homes21% of homes

About 309 Spruce St

How much is 309 Spruce St, Ridgeway, MO worth?

The TopHap Estimate for 309 Spruce St, Ridgeway, MO is $80,967 as of Jul 14, 2026. The likely range is $74,491 to $87,443. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 309 Spruce St, Ridgeway, MO last sell?

309 Spruce St, Ridgeway, MO last sold on Sep 23, 2019, according to the county's recorded deed.

How big is 309 Spruce St, Ridgeway, MO?

309 Spruce St, Ridgeway, MO has 1 bathrooms, 1,046 square feet of living space and a 0.41-acre lot.

When was 309 Spruce St, Ridgeway, MO built?

309 Spruce St, Ridgeway, MO was built in 1910, making it 116 years old. The building has 1 story.

What schools serve 309 Spruce St, Ridgeway, MO?

309 Spruce St, Ridgeway, MO is assigned to Ridgeway High School (middle), rated C-; Ridgeway Elementary School (elementary), rated D. All sit in Ridgeway R-V School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 309 Spruce St, Ridgeway, MO compare to other homes in Ridgeway 64481?

Among the 705 homes in Ridgeway 64481, it is worth more than 16% of them ($80,967 against a typical $138,458), its price per square foot is higher than 24% of them ($77 against a typical $137), it is bigger than 26% of them (1,046 ft² against a typical 1,344 ft²), its lot is bigger than 32% of them (0.41 ac against a typical 1.16 ac) and it is newer than 30% of them (1910 against a typical 1960). Measured against all of Harrison County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 309 Spruce St, Ridgeway, MO?

The 2025 property tax bill for 309 Spruce St, Ridgeway, MO was $303. The county assessed it at $3,330.

Closest homes

More homes in Ridgeway 64481

Assigned schools

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