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Single Family ResidenceResidential
$402,129$173 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

309 SUMMIT RIDGE DR

ROCKWALL, TX 75087
0
Baths
2,322 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$402K
$379K low$425K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$113,301
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$90,641
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$158,746
SECRETARY HOUSING URBAN DEVELOPMENT · recorded Oct 24, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$130,082
MIDFIRST BANK STATE SAVINGS BK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,374 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$355,603 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$293,886
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$417,656

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROCKWALL
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
Lot (acres)The size of the land the home sits on, from county records.0.32
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 360 ft²Patio · 360 ft²Porch · 142 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Herman E. Utley Middle SchoolA-
Middle · Grades 7–8 · 1.1 mi
H
Rockwall High SchoolA
High · Grades 10–12 · 1.1 mi
E
Virginia Reinhardt Elementary SchoolA-
Elementary · Grades PK–6 · 1.1 mi

District: Rockwall Independent School District

Neighborhood · ZIP 75087These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.54,034
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,581 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$119,886
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$149,394
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

309 Summit Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Ridge Road Village
  • Costs less per square foot than 78% of homes in Ridge Road Village
  • Smaller than 83% of homes in Ridge Road Village
  • Has a bigger lot than 83% of homes in Rockwall 75087
  • Older than 96% of homes in Rockwall County

What homes are worth in Rockwall 75087

Each bar is how many homes fall in that price range. The marker is this home.

This home
$242K$963K

This home is worth more than 33% of homes in Rockwall 75087.

How it measures up in Rockwall 75087

The dot is this home. The mark in the middle is the typical home in Rockwall 75087.

Estimated value$402,129
CheaperTypical $457,157Pricier

Pricier than 33% of homes nearby

Price per ft²$173
CheaperTypical $184Pricier

Pricier than 33% of homes nearby

Living area2,322 ft²
SmallerTypical 2,534 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.32 ac
SmallerTypical 0.2 acBigger

Bigger than 83% of homes nearby

Year built1976
OlderTypical 2005Newer

Newer than 5% of homes nearby

How 309 Summit Ridge Dr ranks against every home in each area.
MeasureThis homeRidge Road VillageRockwall 75087Rockwall County
Estimated valuepricier than$402,12911% of homes33% of homes46% of homes
Price per ft²pricier than$17322% of homes33% of homes39% of homes
Living areabigger than2,322 ft²17% of homes40% of homes49% of homes
Lot sizebigger than0.32 ac66% of homes83% of homes74% of homes
Year builtnewer than197617% of homes5% of homes4% of homes

About 309 Summit Ridge Dr

How much is 309 Summit Ridge Dr, Rockwall, TX worth?

The TopHap Estimate for 309 Summit Ridge Dr, Rockwall, TX is $402,129 as of Jul 14, 2026. The likely range is $379,328 to $424,930. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 309 Summit Ridge Dr, Rockwall, TX last sell?

309 Summit Ridge Dr, Rockwall, TX last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 309 Summit Ridge Dr, Rockwall, TX?

309 Summit Ridge Dr, Rockwall, TX has 2,322 square feet of living space and a 0.32-acre lot.

When was 309 Summit Ridge Dr, Rockwall, TX built?

309 Summit Ridge Dr, Rockwall, TX was built in 1976, making it 50 years old. The building has 1 story.

What schools serve 309 Summit Ridge Dr, Rockwall, TX?

309 Summit Ridge Dr, Rockwall, TX is assigned to Herman E. Utley Middle School (middle), rated A-; Rockwall High School (high), rated A; Virginia Reinhardt Elementary School (elementary), rated A-. All sit in Rockwall Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 309 Summit Ridge Dr, Rockwall, TX compare to other homes in Rockwall 75087?

Among the 16,590 homes in Rockwall 75087, it is worth more than 33% of them ($402,129 against a typical $457,157), its price per square foot is higher than 33% of them ($173 against a typical $184), it is bigger than 40% of them (2,322 ft² against a typical 2,534 ft²), its lot is bigger than 83% of them (0.32 ac against a typical 0.2 ac) and it is newer than 5% of them (1976 against a typical 2005). Measured against all of Rockwall County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 309 Summit Ridge Dr, Rockwall, TX?

The 2025 property tax bill for 309 Summit Ridge Dr, Rockwall, TX was $1,374. The county assessed it at $355,603.

More homes on Summit Ridge Dr

Closest homes

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Assigned schools

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