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Single Family ResidenceResidential
$277,172$164 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $256,317 on Aug 28, 2023

309 THOMAS ST

BAY SAINT LOUIS, MS 39520
3
Beds
1
Baths
1,693 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$277K
$251K low$303K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$256,317 · Aug 28, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,945 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,915 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,890
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$15,025
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$17,545
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$112,766

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.80 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.72%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHANCOCK
Lot (acres)The size of the land the home sits on, from county records.0.12
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Bay Waveland Middle SchoolA-
Middle · Grades 6–8 · 1.0 mi
H
Bay High SchoolA
High · Grades 9–12 · 1.1 mi
E
Waveland Elementary SchoolA+
Elementary · Grades PK–2 · 3.5 mi

District: Bay St. Louis School District

Neighborhood · ZIP 39520These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.14,154
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.135 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,610
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,713
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.64 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

309 Thomas St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 75% of homes in Hancock County
  • Has a smaller lot than 95% of homes in Hancock County
  • Newer than 85% of homes in Hancock County

What homes are worth in Bay Saint Louis 39520

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$944K

This home is worth more than 52% of homes in Bay Saint Louis 39520.

How it measures up in Bay Saint Louis 39520

The dot is this home. The mark in the middle is the typical home in Bay Saint Louis 39520.

Estimated value$277,172
CheaperTypical $270,095Pricier

Pricier than 52% of homes nearby

Price per ft²$164
CheaperTypical $151Pricier

Pricier than 58% of homes nearby

Living area1,693 ft²
SmallerTypical 1,720 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.12 ac
SmallerTypical 0.33 acBigger

Bigger than 11% of homes nearby

Year built2009
OlderTypical 2002Newer

Newer than 83% of homes nearby

How 309 Thomas St ranks against every home in each area.
MeasureThis homeBay Saint Louis 39520Hancock County
Estimated valuepricier than$277,17252% of homes57% of homes
Price per ft²pricier than$16458% of homes75% of homes
Living areabigger than1,693 ft²49% of homes42% of homes
Lot sizebigger than0.12 ac11% of homes5% of homes
Year builtnewer than200983% of homes85% of homes

About 309 Thomas St

How much is 309 Thomas St, Bay Saint Louis, MS worth?

The TopHap Estimate for 309 Thomas St, Bay Saint Louis, MS is $277,172 as of Sep 24, 2026. The likely range is $251,104 to $303,240. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 309 Thomas St, Bay Saint Louis, MS last sell?

309 Thomas St, Bay Saint Louis, MS last sold on Aug 28, 2023 for $256,317, according to the county's recorded deed.

How big is 309 Thomas St, Bay Saint Louis, MS?

309 Thomas St, Bay Saint Louis, MS has 3 bedrooms, 1 bathrooms, 1,693 square feet of living space and a 0.12-acre lot.

When was 309 Thomas St, Bay Saint Louis, MS built?

309 Thomas St, Bay Saint Louis, MS was built in 2009, making it 17 years old.

What schools serve 309 Thomas St, Bay Saint Louis, MS?

309 Thomas St, Bay Saint Louis, MS is assigned to Bay Waveland Middle School (middle), rated A-; Bay High School (high), rated A; Waveland Elementary School (elementary), rated A+. All sit in Bay St. Louis School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 309 Thomas St, Bay Saint Louis, MS compare to other homes in Bay Saint Louis 39520?

Among the 6,958 homes in Bay Saint Louis 39520, it is worth more than 52% of them ($277,172 against a typical $270,095), its price per square foot is higher than 58% of them ($164 against a typical $151), it is bigger than 49% of them (1,693 ft² against a typical 1,720 ft²), its lot is bigger than 11% of them (0.12 ac against a typical 0.33 ac) and it is newer than 83% of them (2009 against a typical 2002). Measured against all of Hancock County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 309 Thomas St, Bay Saint Louis, MS?

The 2025 property tax bill for 309 Thomas St, Bay Saint Louis, MS was $1,945. The county assessed it at $16,915.

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