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Single Family ResidenceResidential
$422,927$946 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $232,000 on Mar 13, 2019

309 WHITE CLIFFS LN

FRANKFORT, KY 40601
0
Baths
447 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$423K
$382K low$464K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$232,000 · Mar 13, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,779 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$232,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$193,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$232,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
83
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.0.19
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Flood Plain/Flood Zone

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Franklin County High SchoolB-
High · Grades 9–12 · 1.0 mi
M
Elkhorn Middle SchoolD+
Middle · Grades 6–8 · 1.1 mi
E
Elkhorn Elementary SchoolD+
Elementary · Grades 1–5 · 1.4 mi

District: Franklin County School District

Neighborhood · ZIP 40601These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.178
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.53,139
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.228 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,216
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,739
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

309 White Cliffs Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Frankfort 40601
  • Costs more per square foot than 93% of homes in Frankfort 40601
  • Smaller than 70% of homes in Frankfort 40601
  • Has a smaller lot than 82% of homes in Frankfort 40601
  • Among the newest homes in Frankfort 40601

What homes are worth in Frankfort 40601

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$656K

This home is worth more than 90% of homes in Frankfort 40601.

How it measures up in Frankfort 40601

The dot is this home. The mark in the middle is the typical home in Frankfort 40601.

Estimated value$422,927
CheaperTypical $223,819Pricier

Pricier than 90% of homes nearby

Price per ft²$946
CheaperTypical $497Pricier

Pricier than 93% of homes nearby

Living area447 ft²
SmallerTypical 576 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.19 ac
SmallerTypical 0.38 acBigger

Bigger than 18% of homes nearby

Year built2018
OlderTypical 1991Newer

Newer than almost all homes nearby

How 309 White Cliffs Ln ranks against every home in each area.
MeasureThis homeFrankfort 40601
Estimated valuepricier than$422,92790% of homes
Price per ft²pricier than$94693% of homes
Living areabigger than447 ft²30% of homes
Lot sizebigger than0.19 ac18% of homes
Year builtnewer than2018almost all homes

About 309 White Cliffs Ln

How much is 309 White Cliffs Ln, Frankfort, KY worth?

The TopHap Estimate for 309 White Cliffs Ln, Frankfort, KY is $422,927 as of Sep 24, 2026. The likely range is $382,347 to $463,507. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 309 White Cliffs Ln, Frankfort, KY last sell?

309 White Cliffs Ln, Frankfort, KY last sold on Mar 13, 2019 for $232,000, according to the county's recorded deed.

How big is 309 White Cliffs Ln, Frankfort, KY?

309 White Cliffs Ln, Frankfort, KY has 447 square feet of living space and a 0.19-acre lot.

When was 309 White Cliffs Ln, Frankfort, KY built?

309 White Cliffs Ln, Frankfort, KY was built in 2018, making it 8 years old. The building has 1 story.

What schools serve 309 White Cliffs Ln, Frankfort, KY?

309 White Cliffs Ln, Frankfort, KY is assigned to Franklin County High School (high), rated B-; Elkhorn Middle School (middle), rated D+; Elkhorn Elementary School (elementary), rated D+. All sit in Franklin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 309 White Cliffs Ln, Frankfort, KY compare to other homes in Frankfort 40601?

Among the 19,385 homes in Frankfort 40601, it is worth more than 90% of them ($422,927 against a typical $223,819), its price per square foot is higher than 93% of them ($946 against a typical $497), it is bigger than 30% of them (447 ft² against a typical 576 ft²), its lot is bigger than 18% of them (0.19 ac against a typical 0.38 ac) and it is newer than almost all of them (2018 against a typical 1991). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 309 White Cliffs Ln, Frankfort, KY?

The 2025 property tax bill for 309 White Cliffs Ln, Frankfort, KY was $2,779. The county assessed it at $232,000.

More homes on White Cliffs Ln

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Assigned schools

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