Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$100,419
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 69How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3095 HARMONY LN

CHARLESTON, IL 61920
0
Baths
5.06 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$100K
$69K low$132K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$83 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,350 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,231
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$119
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,224
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$4,050

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCOLES
Lot (acres)The size of the land the home sits on, from county records.5.06
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Charleston High SchoolD
High · Grades 9–12 · 4.6 mi
M
Charleston Middle SchoolB
Middle · Grades 7–8 · 4.8 mi
E
Ashmore Elementary SchoolD+
Elementary · Grades KG–4 · 10.6 mi

District: Charleston Community Unit School District 1

Neighborhood · ZIP 61920These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.20,604
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.134 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,741
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,123
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3095 Harmony Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Charleston 61920
  • Has a bigger lot than 89% of homes in Charleston 61920

What homes are worth in Charleston 61920

Each bar is how many homes fall in that price range. The marker is this home.

This home
$36K$625K

This home is worth more than 23% of homes in Charleston 61920.

How it measures up in Charleston 61920

The dot is this home. The mark in the middle is the typical home in Charleston 61920.

Estimated value$100,419
CheaperTypical $171,544Pricier

Pricier than 23% of homes nearby

Lot size5.06 ac
SmallerTypical 0.3 acBigger

Bigger than 89% of homes nearby

How 3095 Harmony Ln ranks against every home in each area.
MeasureThis homeCharleston 61920Coles County
Estimated valuepricier than$100,41923% of homes31% of homes
Lot sizebigger than5.06 ac89% of homes89% of homes

About 3095 Harmony Ln

How much is 3095 Harmony Ln, Charleston, IL worth?

The TopHap Estimate for 3095 Harmony Ln, Charleston, IL is $100,419 as of Sep 24, 2026. The likely range is $68,908 to $131,930. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3095 Harmony Ln, Charleston, IL last sell?

3095 Harmony Ln, Charleston, IL last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 3095 Harmony Ln, Charleston, IL?

3095 Harmony Ln, Charleston, IL is assigned to Charleston High School (high), rated D; Charleston Middle School (middle), rated B; Ashmore Elementary School (elementary), rated D+. All sit in Charleston Community Unit School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3095 Harmony Ln, Charleston, IL compare to other homes in Charleston 61920?

Among the 6,491 homes in Charleston 61920, it is worth more than 23% of them ($100,419 against a typical $171,544) and its lot is bigger than 89% of them (5.06 ac against a typical 0.3 ac). Measured against all of Coles County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3095 Harmony Ln, Charleston, IL?

The 2025 property tax bill for 3095 Harmony Ln, Charleston, IL was $83. The county assessed it at $1,350.

More homes on Harmony Ln

Closest homes

More homes in Charleston 61920

Assigned schools

Explore the area

See this home in context

Open 3095 Harmony Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map