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Single Family ResidenceResidential
$646,489$211 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $389,000 on May 12, 2020

3095 WHITLOW RIDGE DR

BISHOP, GA 30621
0
Baths
3,066 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.81 ac
Lot SizeThe size of the land the home sits on, from county records.
2012
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$646K
$623K low$670K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$389,000 · May 12, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$181,639
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$145,311
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$311,200
BANK OF ENGLAND · recorded May 19, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$153,650
CBC NAT'L BK MTG

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,649 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$253,988 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$223,988
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$240,594
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$634,970

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOCONEE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.0.81
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 567 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Oconee County High SchoolA+
High · Grades 9–12 · 2.2 mi
M
Oconee County Middle SchoolB
Middle · Grades 6–8 · 3.0 mi
E
High Shoals Elementary SchoolA-
Elementary · Grades KG–5 · 3.2 mi

District: Oconee County School District

Neighborhood · ZIP 30621These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.72
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,371
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.132 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$117,632
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$148,137
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3095 Whitlow Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 75% of homes in Oconee County
  • Bigger than 76% of homes in Bishop 30621
  • Has a smaller lot than 76% of homes in Bishop 30621
  • Newer than 80% of homes in Bishop 30621

What homes are worth in Bishop 30621

Each bar is how many homes fall in that price range. The marker is this home.

This home
$169K$1.5M

This home is worth more than 57% of homes in Bishop 30621.

How it measures up in Bishop 30621

The dot is this home. The mark in the middle is the typical home in Bishop 30621.

Estimated value$646,489
CheaperTypical $606,619Pricier

Pricier than 57% of homes nearby

Price per ft²$211
CheaperTypical $241Pricier

Pricier than 27% of homes nearby

Living area3,066 ft²
SmallerTypical 2,415 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.81 ac
SmallerTypical 1.18 acBigger

Bigger than 24% of homes nearby

Year built2012
OlderTypical 2002Newer

Newer than 80% of homes nearby

How 3095 Whitlow Ridge Dr ranks against every home in each area.
MeasureThis homeBishop 30621Oconee County
Estimated valuepricier than$646,48957% of homes62% of homes
Price per ft²pricier than$21127% of homes25% of homes
Living areabigger than3,066 ft²76% of homes75% of homes
Lot sizebigger than0.81 ac24% of homes37% of homes
Year builtnewer than201280% of homes76% of homes

About 3095 Whitlow Ridge Dr

How much is 3095 Whitlow Ridge Dr, Bishop, GA worth?

The TopHap Estimate for 3095 Whitlow Ridge Dr, Bishop, GA is $646,489 as of Jul 14, 2026. The likely range is $623,405 to $669,573. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3095 Whitlow Ridge Dr, Bishop, GA last sell?

3095 Whitlow Ridge Dr, Bishop, GA last sold on May 12, 2020 for $389,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3095 Whitlow Ridge Dr, Bishop, GA?

3095 Whitlow Ridge Dr, Bishop, GA has 3,066 square feet of living space and a 0.81-acre lot.

When was 3095 Whitlow Ridge Dr, Bishop, GA built?

3095 Whitlow Ridge Dr, Bishop, GA was built in 2012, making it 14 years old. The building has 2 stories.

What schools serve 3095 Whitlow Ridge Dr, Bishop, GA?

3095 Whitlow Ridge Dr, Bishop, GA is assigned to Oconee County High School (high), rated A+; Oconee County Middle School (middle), rated B; High Shoals Elementary School (elementary), rated A-. All sit in Oconee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3095 Whitlow Ridge Dr, Bishop, GA compare to other homes in Bishop 30621?

Among the 2,260 homes in Bishop 30621, it is worth more than 57% of them ($646,489 against a typical $606,619), its price per square foot is higher than 27% of them ($211 against a typical $241), it is bigger than 76% of them (3,066 ft² against a typical 2,415 ft²), its lot is bigger than 24% of them (0.81 ac against a typical 1.18 ac) and it is newer than 80% of them (2012 against a typical 2002). Measured against all of Oconee County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3095 Whitlow Ridge Dr, Bishop, GA?

The 2025 property tax bill for 3095 Whitlow Ridge Dr, Bishop, GA was $4,649. The county assessed it at $253,988.

More homes on Whitlow Ridge Dr

Closest homes

More homes in Bishop 30621

Assigned schools

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