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Single Family ResidenceResidential
$267,244$270 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $69,000 on Mar 26, 2025

3097 ARCH RD

COSBY, TN 37722
2
Baths
991 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.73 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$267K
$243K low$291K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$69,000 · Mar 26, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$889 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$59,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$44,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$39,150
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$237,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCocke
Lot (acres)The size of the land the home sits on, from county records.5.73
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 686 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Cosby High SchoolD+
High · Grades 9–12 · 1.0 mi
E
Cosby Elementary SchoolB
Elementary · Grades KG–8 · 1.0 mi

District: Cocke County School District

Neighborhood · ZIP 37722These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.129
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.132

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,654
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,318
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,265
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3097 Arch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 85% of homes in Cocke County
  • Smaller than 73% of homes in Cocke County
  • Has a bigger lot than 83% of homes in Cosby 37722
  • Newer than 82% of homes in Cocke County

What homes are worth in Cosby 37722

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$811K

This home is worth more than 49% of homes in Cosby 37722.

How it measures up in Cosby 37722

The dot is this home. The mark in the middle is the typical home in Cosby 37722.

Estimated value$267,244
CheaperTypical $272,803Pricier

Pricier than 49% of homes nearby

Price per ft²$270
CheaperTypical $245Pricier

Pricier than 60% of homes nearby

Living area991 ft²
SmallerTypical 1,176 ft²Bigger

Bigger than 37% of homes nearby

Lot size5.73 ac
SmallerTypical 1.28 acBigger

Bigger than 83% of homes nearby

Year built2005
OlderTypical 1995Newer

Newer than 79% of homes nearby

How 3097 Arch Rd ranks against every home in each area.
MeasureThis homeCosby 37722Cocke County
Estimated valuepricier than$267,24449% of homes60% of homes
Price per ft²pricier than$27060% of homes85% of homes
Living areabigger than991 ft²37% of homes27% of homes
Lot sizebigger than5.73 ac83% of homes80% of homes
Year builtnewer than200579% of homes82% of homes

About 3097 Arch Rd

How much is 3097 Arch Rd, Cosby, TN worth?

The TopHap Estimate for 3097 Arch Rd, Cosby, TN is $267,244 as of Sep 24, 2026. The likely range is $243,465 to $291,023. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3097 Arch Rd, Cosby, TN last sell?

3097 Arch Rd, Cosby, TN last sold on Mar 26, 2025 for $69,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 3097 Arch Rd, Cosby, TN?

3097 Arch Rd, Cosby, TN has 2 bathrooms, 991 square feet of living space and a 5.73-acre lot.

When was 3097 Arch Rd, Cosby, TN built?

3097 Arch Rd, Cosby, TN was built in 2005, making it 21 years old. The building has 1 story.

What schools serve 3097 Arch Rd, Cosby, TN?

3097 Arch Rd, Cosby, TN is assigned to Cosby High School (high), rated D+; Cosby Elementary School (elementary), rated B. All sit in Cocke County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3097 Arch Rd, Cosby, TN compare to other homes in Cosby 37722?

Among the 3,445 homes in Cosby 37722, it is worth more than 49% of them ($267,244 against a typical $272,803), its price per square foot is higher than 60% of them ($270 against a typical $245), it is bigger than 37% of them (991 ft² against a typical 1,176 ft²), its lot is bigger than 83% of them (5.73 ac against a typical 1.28 ac) and it is newer than 79% of them (2005 against a typical 1995). Measured against all of Cocke County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3097 Arch Rd, Cosby, TN?

The 2025 property tax bill for 3097 Arch Rd, Cosby, TN was $889. The county assessed it at $59,300.

More homes on Arch Rd

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More homes in Cosby 37722

Assigned schools

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