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Single Family ResidenceResidential
$163,927$168 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $110,000 on Jul 31, 2020

3097 CAT RIDGE RD

WADDY, KY 40076
3
Beds
1
Baths
975 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$164K
$135K low$192K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$110,000 · Jul 31, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,268 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$110,000 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$110,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$110,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyShelby
Lot (acres)The size of the land the home sits on, from county records.5.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Heritage Elementary SchoolB
Elementary · Grades KG–5 · 7.6 mi
H
Shelby County High SchoolD+
High · Grades 9–12 · 11.4 mi
M
Shelby East Middle SchoolB-
Middle · Grades 6–8 · 11.9 mi

District: Shelby County School District

Neighborhood · ZIP 40076These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.155
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,997
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.52 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,035
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,023
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3097 Cat Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Shelby County
  • Costs less per square foot than 71% of homes in Shelby County
  • Smaller than 95% of homes in Shelby County
  • Has a bigger lot than 65% of homes in Shelby County

What homes are worth in Waddy 40076

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$1M

This home is worth more than 26% of homes in Waddy 40076.

How it measures up in Waddy 40076

The dot is this home. The mark in the middle is the typical home in Waddy 40076.

Estimated value$163,927
CheaperTypical $252,729Pricier

Pricier than 26% of homes nearby

Price per ft²$168
CheaperTypical $206Pricier

Pricier than 30% of homes nearby

Living area975 ft²
SmallerTypical 1,648 ft²Bigger

Bigger than 7% of homes nearby

Lot size5 ac
SmallerTypical 5.19 acBigger

Bigger than 42% of homes nearby

How 3097 Cat Ridge Rd ranks against every home in each area.
MeasureThis homeWaddy 40076Shelby County
Estimated valuepricier than$163,92726% of homes15% of homes
Price per ft²pricier than$16830% of homes29% of homes
Living areabigger than975 ft²7% of homes5% of homes
Lot sizebigger than5 ac42% of homes65% of homes

About 3097 Cat Ridge Rd

How much is 3097 Cat Ridge Rd, Waddy, KY worth?

The TopHap Estimate for 3097 Cat Ridge Rd, Waddy, KY is $163,927 as of Aug 30, 2026. The likely range is $135,434 to $192,420. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3097 Cat Ridge Rd, Waddy, KY last sell?

3097 Cat Ridge Rd, Waddy, KY last sold on Jul 31, 2020 for $110,000, according to the county's recorded deed.

How big is 3097 Cat Ridge Rd, Waddy, KY?

3097 Cat Ridge Rd, Waddy, KY has 3 bedrooms, 1 bathrooms, 975 square feet of living space and a 5.00-acre lot.

What schools serve 3097 Cat Ridge Rd, Waddy, KY?

3097 Cat Ridge Rd, Waddy, KY is assigned to Heritage Elementary School (elementary), rated B; Shelby County High School (high), rated D+; Shelby East Middle School (middle), rated B-. All sit in Shelby County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3097 Cat Ridge Rd, Waddy, KY compare to other homes in Waddy 40076?

Among the 1,122 homes in Waddy 40076, it is worth more than 26% of them ($163,927 against a typical $252,729), its price per square foot is higher than 30% of them ($168 against a typical $206), it is bigger than 7% of them (975 ft² against a typical 1,648 ft²) and its lot is bigger than 42% of them (5 ac against a typical 5.19 ac). Measured against all of Shelby County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3097 Cat Ridge Rd, Waddy, KY?

The 2024 property tax bill for 3097 Cat Ridge Rd, Waddy, KY was $1,268. The county assessed it at $110,000.

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Assigned schools

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