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Single Family ResidenceResidential
$280,122$108 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $84,000 on Aug 3, 1995

3097 STATE ROUTE 370

CATO, NY 13033
4
Beds
2
Baths
2,598 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1860
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$280K
$248K low$313K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$84,000 · Aug 3, 1995

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,443 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$121,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$97,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$121,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$224,074

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.49 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyCayuga
Lot (acres)The size of the land the home sits on, from county records.5.00
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Cato-Meridian Junior-Senior High SchoolC+
Middle · Grades 7–12 · 0.7 mi
E
Cato-Meridian Elementary SchoolC
Elementary · Grades PK–6 · 1.0 mi

District: Cato-Meridian Central School District

Neighborhood · ZIP 13033These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,626
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,893
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,478
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3097 State Route 370 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Cato 13033
  • Costs less per square foot than 69% of homes in Cato 13033
  • Bigger than 93% of homes in Cato 13033
  • Has a bigger lot than 83% of homes in Cayuga County
  • Older than 91% of homes in Cayuga County

What homes are worth in Cato 13033

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$537K

This home is worth more than 74% of homes in Cato 13033.

How it measures up in Cato 13033

The dot is this home. The mark in the middle is the typical home in Cato 13033.

Estimated value$280,122
CheaperTypical $206,434Pricier

Pricier than 74% of homes nearby

Price per ft²$108
CheaperTypical $126Pricier

Pricier than 31% of homes nearby

Living area2,598 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 93% of homes nearby

Lot size5 ac
SmallerTypical 2.5 acBigger

Bigger than 67% of homes nearby

Year built1860
OlderTypical 1972Newer

Newer than 13% of homes nearby

How 3097 State Route 370 ranks against every home in each area.
MeasureThis homeCato 13033Cayuga County
Estimated valuepricier than$280,12274% of homes71% of homes
Price per ft²pricier than$10831% of homes31% of homes
Living areabigger than2,598 ft²93% of homes90% of homes
Lot sizebigger than5 ac67% of homes83% of homes
Year builtnewer than186013% of homes9% of homes

About 3097 State Route 370

How much is 3097 State Route 370, Cato, NY worth?

The TopHap Estimate for 3097 State Route 370, Cato, NY is $280,122 as of Sep 24, 2026. The likely range is $247,643 to $312,601. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3097 State Route 370, Cato, NY last sell?

3097 State Route 370, Cato, NY last sold on Aug 3, 1995 for $84,000, according to the county's recorded deed.

How big is 3097 State Route 370, Cato, NY?

3097 State Route 370, Cato, NY has 4 bedrooms, 2 bathrooms, 2,598 square feet of living space and a 5.00-acre lot.

When was 3097 State Route 370, Cato, NY built?

3097 State Route 370, Cato, NY was built in 1860, making it 166 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 3097 State Route 370, Cato, NY?

3097 State Route 370, Cato, NY is assigned to Cato-Meridian Junior-Senior High School (middle), rated C+; Cato-Meridian Elementary School (elementary), rated C. All sit in Cato-Meridian Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3097 State Route 370, Cato, NY compare to other homes in Cato 13033?

Among the 1,562 homes in Cato 13033, it is worth more than 74% of them ($280,122 against a typical $206,434), its price per square foot is higher than 31% of them ($108 against a typical $126), it is bigger than 93% of them (2,598 ft² against a typical 1,568 ft²), its lot is bigger than 67% of them (5 ac against a typical 2.5 ac) and it is newer than 13% of them (1860 against a typical 1972). Measured against all of Cayuga County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3097 State Route 370, Cato, NY?

The 2025 property tax bill for 3097 State Route 370, Cato, NY was $2,443. The county assessed it at $121,000.

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