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Rural ResidenceResidential
$506,038$202 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3098 320TH ST

ORCHARD, IA 50460
5
Beds
3 / 2
Baths
2,504 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
38.12 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$506K
$435K low$577K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,800 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$386,970 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$97,050
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$289,920
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$350,290
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$386,970

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyMITCHELL
Lot (acres)The size of the land the home sits on, from county records.38.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²Porch · 140 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Osage High SchoolA
High · Grades 9–12 · 10.6 mi
M
Osage Middle SchoolB
Middle · Grades 5–8 · 10.6 mi
E
Lincoln Elementary SchoolB-
Elementary · Grades PK–4 · 11.0 mi

District: Osage Community School District

Neighborhood · ZIP 50460These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.158
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.457
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.12 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,932
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,774
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3098 320th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Orchard 50460
  • Costs more per square foot than 79% of homes in Mitchell County
  • Bigger than 92% of homes in Mitchell County
  • Has a bigger lot than 92% of homes in Mitchell County
  • Among the newest homes in Mitchell County

What homes are worth in Orchard 50460

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$612K

This home is worth more than 94% of homes in Orchard 50460.

How it measures up in Orchard 50460

The dot is this home. The mark in the middle is the typical home in Orchard 50460.

Estimated value$506,038
CheaperTypical $248,764Pricier

Pricier than 94% of homes nearby

Price per ft²$202
CheaperTypical $151Pricier

Pricier than 75% of homes nearby

Living area2,504 ft²
SmallerTypical 1,651 ft²Bigger

Bigger than 87% of homes nearby

Lot size38.12 ac
SmallerTypical 5.09 acBigger

Bigger than 75% of homes nearby

Year built2023
OlderTypical 1953Newer

Newer than almost all homes nearby

How 3098 320th St ranks against every home in each area.
MeasureThis homeOrchard 50460Mitchell County
Estimated valuepricier than$506,03894% of homes94% of homes
Price per ft²pricier than$20275% of homes79% of homes
Living areabigger than2,504 ft²87% of homes92% of homes
Lot sizebigger than38.12 ac75% of homes92% of homes
Year builtnewer than2023almost all homesalmost all homes

About 3098 320th St

How much is 3098 320th St, Orchard, IA worth?

The TopHap Estimate for 3098 320th St, Orchard, IA is $506,038 as of Sep 24, 2026. The likely range is $435,447 to $576,629. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3098 320th St, Orchard, IA last sell?

3098 320th St, Orchard, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3098 320th St, Orchard, IA?

3098 320th St, Orchard, IA has 5 bedrooms, 3 bathrooms, 2,504 square feet of living space and a 38.12-acre lot.

When was 3098 320th St, Orchard, IA built?

3098 320th St, Orchard, IA was built in 2023, making it 3 years old. The building has 2 stories.

What schools serve 3098 320th St, Orchard, IA?

3098 320th St, Orchard, IA is assigned to Osage High School (high), rated A; Osage Middle School (middle), rated B; Lincoln Elementary School (elementary), rated B-. All sit in Osage Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3098 320th St, Orchard, IA compare to other homes in Orchard 50460?

Among the 165 homes in Orchard 50460, it is worth more than 94% of them ($506,038 against a typical $248,764), its price per square foot is higher than 75% of them ($202 against a typical $151), it is bigger than 87% of them (2,504 ft² against a typical 1,651 ft²), its lot is bigger than 75% of them (38.12 ac against a typical 5.09 ac) and it is newer than almost all of them (2023 against a typical 1953). Measured against all of Mitchell County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3098 320th St, Orchard, IA?

The 2025 property tax bill for 3098 320th St, Orchard, IA was $4,800. The county assessed it at $386,970.

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