Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$248,163$283 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3098 HARDER CARTWAY

ELY, MN 55731
2
Beds
1
Baths
876 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$248K
$222K low$275K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,114 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$195,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$165,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$29,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$193,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$195,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.76 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. LOUIS
Lot (acres)The size of the land the home sits on, from county records.6.10
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Memorial Middle SchoolB-
Middle · Grades 6–8 · 7.3 mi
E
Washington Elementary SchoolA-
Elementary · Grades PK–5 · 7.3 mi
H
Memorial High SchoolB+
High · Grades 9–12 · 7.3 mi

District: Ely Public School District

Neighborhood · ZIP 55731These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.57%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.6,010
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,740
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,169
Average tempThe average temperature here across a full year.37°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3098 Harder Cartway measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 82% of homes in St. Louis County
  • Smaller than 81% of homes in St. Louis County
  • Has a bigger lot than 83% of homes in St. Louis County
  • Newer than 75% of homes in St. Louis County

What homes are worth in Ely 55731

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$898K

This home is worth more than 56% of homes in Ely 55731.

How it measures up in Ely 55731

The dot is this home. The mark in the middle is the typical home in Ely 55731.

Estimated value$248,163
CheaperTypical $223,694Pricier

Pricier than 56% of homes nearby

Price per ft²$283
CheaperTypical $200Pricier

Pricier than 65% of homes nearby

Living area876 ft²
SmallerTypical 1,076 ft²Bigger

Bigger than 34% of homes nearby

Lot size6.1 ac
SmallerTypical 1.18 acBigger

Bigger than 82% of homes nearby

Year built1985
OlderTypical 1976Newer

Newer than 59% of homes nearby

How 3098 Harder Cartway ranks against every home in each area.
MeasureThis homeEly 55731St. Louis County
Estimated valuepricier than$248,16356% of homes54% of homes
Price per ft²pricier than$28365% of homes82% of homes
Living areabigger than876 ft²34% of homes19% of homes
Lot sizebigger than6.1 ac82% of homes83% of homes
Year builtnewer than198559% of homes75% of homes

About 3098 Harder Cartway

How much is 3098 Harder Cartway, Ely, MN worth?

The TopHap Estimate for 3098 Harder Cartway, Ely, MN is $248,163 as of Sep 24, 2026. The likely range is $221,699 to $274,627. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3098 Harder Cartway, Ely, MN last sell?

3098 Harder Cartway, Ely, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3098 Harder Cartway, Ely, MN?

3098 Harder Cartway, Ely, MN has 2 bedrooms, 1 bathrooms, 876 square feet of living space and a 6.10-acre lot.

When was 3098 Harder Cartway, Ely, MN built?

3098 Harder Cartway, Ely, MN was built in 1985, making it 41 years old. The building has 1 story.

What schools serve 3098 Harder Cartway, Ely, MN?

3098 Harder Cartway, Ely, MN is assigned to Memorial Middle School (middle), rated B-; Washington Elementary School (elementary), rated A-; Memorial High School (high), rated B+. All sit in Ely Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3098 Harder Cartway, Ely, MN compare to other homes in Ely 55731?

Among the 5,982 homes in Ely 55731, it is worth more than 56% of them ($248,163 against a typical $223,694), its price per square foot is higher than 65% of them ($283 against a typical $200), it is bigger than 34% of them (876 ft² against a typical 1,076 ft²), its lot is bigger than 82% of them (6.1 ac against a typical 1.18 ac) and it is newer than 59% of them (1985 against a typical 1976). Measured against all of St. Louis County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3098 Harder Cartway, Ely, MN?

The 2026 property tax bill for 3098 Harder Cartway, Ely, MN was $1,114. The county assessed it at $195,300.

More homes on Harder Cartway

Closest homes

More homes in Ely 55731

Assigned schools

Explore the area

See this home in context

Open 3098 Harder Cartway on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map