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Single Family ResidenceResidential
$455,482$404 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3098 N RIVERSIDE DR

LANEXA, VA 23089
1
Baths
1,128 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$455K
$435K low$476K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$101,482
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$81,186
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$269,000
NEWPORT NEWS SHIPBUILDING EMPLOYEES · recorded Jul 18, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$85,000
NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,243 (2022)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$465,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$244,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$220,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$465,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
49
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.26 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.76%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJAMES CITY
Lot (acres)The size of the land the home sits on, from county records.0.32
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 552 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Toano Middle SchoolB
Middle · Grades 6–8 · 5.3 mi
E
J. Blaine Blayton Elementary SchoolB-
Elementary · Grades PK–5 · 5.6 mi
H
Warhill High SchoolB
High · Grades 9–12 · 8.1 mi

District: Williamsburg - James City County Public Schools

Neighborhood · ZIP 23089These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.5,674
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.77 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,178
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,808
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3098 N Riverside Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Lanexa 23089
  • Costs more per square foot than 98% of homes in Lanexa 23089
  • Smaller than 94% of homes in James City County
  • Has a smaller lot than 94% of homes in Lanexa 23089
  • Older than 91% of homes in James City County

What homes are worth in Lanexa 23089

Each bar is how many homes fall in that price range. The marker is this home.

This home
$116K$926K

This home is worth more than 65% of homes in Lanexa 23089.

How it measures up in Lanexa 23089

The dot is this home. The mark in the middle is the typical home in Lanexa 23089.

Estimated value$455,482
CheaperTypical $379,740Pricier

Pricier than 65% of homes nearby

Price per ft²$404
CheaperTypical $212Pricier

Pricier than 98% of homes nearby

Living area1,128 ft²
SmallerTypical 1,736 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.32 ac
SmallerTypical 1.5 acBigger

Bigger than 6% of homes nearby

Year built1972
OlderTypical 1989Newer

Newer than 25% of homes nearby

How 3098 N Riverside Dr ranks against every home in each area.
MeasureThis homeLanexa 23089James City County
Estimated valuepricier than$455,48265% of homes44% of homes
Price per ft²pricier than$40498% of homes98% of homes
Living areabigger than1,128 ft²18% of homes6% of homes
Lot sizebigger than0.32 ac6% of homes46% of homes
Year builtnewer than197225% of homes9% of homes

About 3098 N Riverside Dr

How much is 3098 N Riverside Dr, Lanexa, VA worth?

The TopHap Estimate for 3098 N Riverside Dr, Lanexa, VA is $455,482 as of Jul 14, 2026. The likely range is $434,888 to $476,076. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3098 N Riverside Dr, Lanexa, VA last sell?

3098 N Riverside Dr, Lanexa, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3098 N Riverside Dr, Lanexa, VA?

3098 N Riverside Dr, Lanexa, VA has 1 bathrooms, 1,128 square feet of living space and a 0.32-acre lot.

When was 3098 N Riverside Dr, Lanexa, VA built?

3098 N Riverside Dr, Lanexa, VA was built in 1972, making it 54 years old. The building has 2 stories.

What schools serve 3098 N Riverside Dr, Lanexa, VA?

3098 N Riverside Dr, Lanexa, VA is assigned to Toano Middle School (middle), rated B; J. Blaine Blayton Elementary School (elementary), rated B-; Warhill High School (high), rated B. All sit in Williamsburg - James City County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3098 N Riverside Dr, Lanexa, VA compare to other homes in Lanexa 23089?

Among the 2,354 homes in Lanexa 23089, it is worth more than 65% of them ($455,482 against a typical $379,740), its price per square foot is higher than 98% of them ($404 against a typical $212), it is bigger than 18% of them (1,128 ft² against a typical 1,736 ft²), its lot is bigger than 6% of them (0.32 ac against a typical 1.5 ac) and it is newer than 25% of them (1972 against a typical 1989). Measured against all of James City County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3098 N Riverside Dr, Lanexa, VA?

The 2022 property tax bill for 3098 N Riverside Dr, Lanexa, VA was $3,243. The county assessed it at $465,100.

Closest homes

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Assigned schools

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