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Single Family ResidenceResidential
$292,060$181 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

31 COTTAGE ST

KEENE, NH 03431
4
Beds
1.5
Baths
1,617 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$292K
$260K low$324K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,633 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$163,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$133,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
53
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyCHESHIRE
Lot (acres)The size of the land the home sits on, from county records.0.20
RoofThe main material covering the roof, such as asphalt shingle or tile.Slate
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Benjamin Franklin Elementary SchoolC+
Elementary · Grades KG–5 · 0.1 mi
H
Keene High SchoolB-
High · Grades 9–12 · 2.0 mi
M
Keene Middle SchoolC-
Middle · Grades 6–8 · 2.2 mi

District: Keene School District

Neighborhood · ZIP 03431These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.24,909
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.389 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,957
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,624
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

31 Cottage St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Keene 03431
  • Costs less per square foot than 93% of homes in Keene 03431
  • Has a smaller lot than 91% of homes in Cheshire County
  • Older than 76% of homes in Cheshire County

What homes are worth in Keene 03431

Each bar is how many homes fall in that price range. The marker is this home.

This home
$216K$790K

This home is worth more than 14% of homes in Keene 03431.

How it measures up in Keene 03431

The dot is this home. The mark in the middle is the typical home in Keene 03431.

Estimated value$292,060
CheaperTypical $378,885Pricier

Pricier than 14% of homes nearby

Price per ft²$181
CheaperTypical $264Pricier

Pricier than 7% of homes nearby

Living area1,617 ft²
SmallerTypical 1,508 ft²Bigger

Bigger than 57% of homes nearby

Lot size0.2 ac
SmallerTypical 0.32 acBigger

Bigger than 22% of homes nearby

Year built1930
OlderTypical 1957Newer

Newer than 32% of homes nearby

How 31 Cottage St ranks against every home in each area.
MeasureThis homeKeene 03431Cheshire County
Estimated valuepricier than$292,06014% of homes14% of homes
Price per ft²pricier than$1817% of homes14% of homes
Living areabigger than1,617 ft²57% of homes48% of homes
Lot sizebigger than0.2 ac22% of homes9% of homes
Year builtnewer than193032% of homes24% of homes

About 31 Cottage St

How much is 31 Cottage St, Keene, NH worth?

The TopHap Estimate for 31 Cottage St, Keene, NH is $292,060 as of Sep 24, 2026. The likely range is $259,862 to $324,258. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 31 Cottage St, Keene, NH last sell?

31 Cottage St, Keene, NH last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 31 Cottage St, Keene, NH?

31 Cottage St, Keene, NH has 4 bedrooms, 1.5 bathrooms, 1,617 square feet of living space and a 0.20-acre lot.

When was 31 Cottage St, Keene, NH built?

31 Cottage St, Keene, NH was built in 1930, making it 96 years old. It is a cape cod home. The building has 2 stories.

What schools serve 31 Cottage St, Keene, NH?

31 Cottage St, Keene, NH is assigned to Benjamin Franklin Elementary School (elementary), rated C+; Keene High School (high), rated B-; Keene Middle School (middle), rated C-. All sit in Keene School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 31 Cottage St, Keene, NH compare to other homes in Keene 03431?

Among the 7,077 homes in Keene 03431, it is worth more than 14% of them ($292,060 against a typical $378,885), its price per square foot is higher than 7% of them ($181 against a typical $264), it is bigger than 57% of them (1,617 ft² against a typical 1,508 ft²), its lot is bigger than 22% of them (0.2 ac against a typical 0.32 ac) and it is newer than 32% of them (1930 against a typical 1957). Measured against all of Cheshire County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 31 Cottage St, Keene, NH?

The 2025 property tax bill for 31 Cottage St, Keene, NH was $5,633. The county assessed it at $163,900.

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