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Single Family ResidenceResidential
$247,778$189 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $93,000 on Apr 14, 2020

31 RIDGEFIELD RD

OSWEGO, IL 60543
1.5
Baths
1,308 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
540 ft²
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$248K
$237K low$259K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$93,000 · Apr 14, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$97,478
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$77,982
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,300
FIRST CENTENNIAL MORTGAGE CORP · 3.12% 2 · recorded Apr 14, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,982 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$73,496 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,102
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$63,394
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$66,034
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$220,488

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWILL
Lot (acres)The size of the land the home sits on, from county records.0.04
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Walnut Trails Elementary SchoolA+
Elementary · Grades KG–4 · 0.8 mi
H
Minooka Community High SchoolA+
High · Grades 9–12 · 4.1 mi
M
Minooka Junior High SchoolB
Middle · Grades 7–8 · 4.3 mi

District: Minooka Community Consolidated School District 201

Neighborhood · ZIP 60543These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.72
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.49,226
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,097 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,485
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$134,927
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

31 Ridgefield Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Oswego 60543
  • Costs less per square foot than 67% of homes in Will County
  • Smaller than 90% of homes in Oswego 60543
  • Among the smallest lots in Oswego 60543
  • Newer than 83% of homes in Will County

What homes are worth in Oswego 60543

Each bar is how many homes fall in that price range. The marker is this home.

This home
$204K$730K

This home is worth more than 3% of homes in Oswego 60543.

How it measures up in Oswego 60543

The dot is this home. The mark in the middle is the typical home in Oswego 60543.

Estimated value$247,778
CheaperTypical $420,635Pricier

Pricier than 3% of homes nearby

Price per ft²$189
CheaperTypical $197Pricier

Pricier than 40% of homes nearby

Living area1,308 ft²
SmallerTypical 2,132 ft²Bigger

Bigger than 10% of homes nearby

Lot size540 ft²
SmallerTypical 0.25 acBigger

Smaller than almost all homes nearby

Year built2003
OlderTypical 2001Newer

Newer than 60% of homes nearby

How 31 Ridgefield Rd ranks against every home in each area.
MeasureThis homeOswego 60543Will County
Estimated valuepricier than$247,7783% of homes17% of homes
Price per ft²pricier than$18940% of homes33% of homes
Living areabigger than1,308 ft²10% of homes25% of homes
Lot sizebigger than540 ft²almost no homesalmost no homes
Year builtnewer than200360% of homes83% of homes

About 31 Ridgefield Rd

How much is 31 Ridgefield Rd, Oswego, IL worth?

The TopHap Estimate for 31 Ridgefield Rd, Oswego, IL is $247,778 as of Jul 14, 2026. The likely range is $236,762 to $258,794. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 31 Ridgefield Rd, Oswego, IL last sell?

31 Ridgefield Rd, Oswego, IL last sold on Apr 14, 2020 for $93,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 31 Ridgefield Rd, Oswego, IL?

31 Ridgefield Rd, Oswego, IL has 1.5 bathrooms, 1,308 square feet of living space and a 0.04-acre lot.

When was 31 Ridgefield Rd, Oswego, IL built?

31 Ridgefield Rd, Oswego, IL was built in 2003, making it 23 years old. The building has 3 stories.

What schools serve 31 Ridgefield Rd, Oswego, IL?

31 Ridgefield Rd, Oswego, IL is assigned to Walnut Trails Elementary School (elementary), rated A+; Minooka Community High School (high), rated A+; Minooka Junior High School (middle), rated B. All sit in Minooka Community Consolidated School District 201. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 31 Ridgefield Rd, Oswego, IL compare to other homes in Oswego 60543?

Among the 13,615 homes in Oswego 60543, it is worth more than 3% of them ($247,778 against a typical $420,635), its price per square foot is higher than 40% of them ($189 against a typical $197), it is bigger than 10% of them (1,308 ft² against a typical 2,132 ft²), its lot is bigger than almost none of them (540 ft² against a typical 0.25 ac) and it is newer than 60% of them (2003 against a typical 2001). Measured against all of Will County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 31 Ridgefield Rd, Oswego, IL?

The 2025 property tax bill for 31 Ridgefield Rd, Oswego, IL was $5,982. The county assessed it at $73,496.

Closest homes

More homes in Oswego 60543

Assigned schools

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