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Single Family ResidenceResidential
$170,339$149 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

31 RUFF RD

STERRETT, AL 35147
2
Baths
1,146 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.65 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$170K
$137K low$203K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$124,339
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$99,471
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.25%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$46,000
AMSOUTH BANK · E · recorded Apr 7, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$836 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$19,000 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$189,970

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyShelby
Lot (acres)The size of the land the home sits on, from county records.1.65
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Chelsea Park Elementary SchoolA
Elementary · Grades KG–5 · 1.5 mi
M
Chelsea Middle SchoolA+
Middle · Grades 6–8 · 3.5 mi
H
Chelsea High SchoolA-
High · Grades 9–12 · 6.0 mi

District: Shelby County School District

Neighborhood · ZIP 35147These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.8,004
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.111 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,432
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,484
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

31 Ruff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Shelby County
  • Costs less per square foot than 76% of homes in Shelby County
  • Smaller than 95% of homes in Shelby County
  • Has a bigger lot than 86% of homes in Shelby County
  • Older than 78% of homes in Sterrett 35147

What homes are worth in Sterrett 35147

Each bar is how many homes fall in that price range. The marker is this home.

This home
$62K$778K

This home is worth more than 11% of homes in Sterrett 35147.

How it measures up in Sterrett 35147

The dot is this home. The mark in the middle is the typical home in Sterrett 35147.

Estimated value$170,339
CheaperTypical $298,729Pricier

Pricier than 11% of homes nearby

Price per ft²$149
CheaperTypical $178Pricier

Pricier than 25% of homes nearby

Living area1,146 ft²
SmallerTypical 1,819 ft²Bigger

Bigger than 12% of homes nearby

Lot size1.65 ac
SmallerTypical 0.51 acBigger

Bigger than 71% of homes nearby

Year built1987
OlderTypical 2002Newer

Newer than 22% of homes nearby

How 31 Ruff Rd ranks against every home in each area.
MeasureThis homeSterrett 35147Shelby County
Estimated valuepricier than$170,33911% of homes8% of homes
Price per ft²pricier than$14925% of homes24% of homes
Living areabigger than1,146 ft²12% of homes5% of homes
Lot sizebigger than1.65 ac71% of homes86% of homes
Year builtnewer than198722% of homes28% of homes

About 31 Ruff Rd

How much is 31 Ruff Rd, Sterrett, AL worth?

The TopHap Estimate for 31 Ruff Rd, Sterrett, AL is $170,339 as of Jul 14, 2026. The likely range is $137,276 to $203,402. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 31 Ruff Rd, Sterrett, AL?

31 Ruff Rd, Sterrett, AL has 2 bathrooms, 1,146 square feet of living space and a 1.65-acre lot.

When was 31 Ruff Rd, Sterrett, AL built?

31 Ruff Rd, Sterrett, AL was built in 1987, making it 39 years old. The building has 2 stories.

What schools serve 31 Ruff Rd, Sterrett, AL?

31 Ruff Rd, Sterrett, AL is assigned to Chelsea Park Elementary School (elementary), rated A; Chelsea Middle School (middle), rated A+; Chelsea High School (high), rated A-. All sit in Shelby County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 31 Ruff Rd, Sterrett, AL compare to other homes in Sterrett 35147?

Among the 2,284 homes in Sterrett 35147, it is worth more than 11% of them ($170,339 against a typical $298,729), its price per square foot is higher than 25% of them ($149 against a typical $178), it is bigger than 12% of them (1,146 ft² against a typical 1,819 ft²), its lot is bigger than 71% of them (1.65 ac against a typical 0.51 ac) and it is newer than 22% of them (1987 against a typical 2002). Measured against all of Shelby County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 31 Ruff Rd, Sterrett, AL?

The 2024 property tax bill for 31 Ruff Rd, Sterrett, AL was $836. The county assessed it at $19,000.

Closest homes

More homes in Sterrett 35147

Assigned schools

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