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Single Family ResidenceResidential
$227,705$141 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $750,000 on Jul 19, 2021

3107 HIGHWAY 10 S

SAINT CLOUD, MN 56304
3
Beds
0
Baths
1,620 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.

Valuation

$228K
$220K low$235K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$750,000 · Jul 19, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,430 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$235,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$37,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$198,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$224,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$235,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySHERBURNE
Lot (acres)The size of the land the home sits on, from county records.8.14
HeatingThe type of heating system in the home.Space
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Elevator

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Talahi Community SchoolD
Elementary · Grades PK–3 · 2.6 mi
M
South Junior High SchoolD+
Middle · Grades 6–8 · 4.0 mi
H
Tech High SchoolD+
High · Grades 9–12 · 6.0 mi

District: St. Cloud Area School District

Neighborhood · ZIP 56304These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.158
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.17,136
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.282 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,772
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,290
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3107 Highway 10 S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Sherburne County
  • Among the lowest price per square foot in Sherburne County
  • Bigger than 85% of homes in Sherburne County
  • Has a bigger lot than 93% of homes in Saint Cloud 56304
  • Newer than 82% of homes in Saint Cloud 56304

What homes are worth in Saint Cloud 56304

Each bar is how many homes fall in that price range. The marker is this home.

This home
$109K$621K

This home is worth more than 47% of homes in Saint Cloud 56304.

How it measures up in Saint Cloud 56304

The dot is this home. The mark in the middle is the typical home in Saint Cloud 56304.

Estimated value$227,705
CheaperTypical $235,829Pricier

Pricier than 47% of homes nearby

Price per ft²$141
CheaperTypical $265Pricier

Pricier than 2% of homes nearby

Living area1,620 ft²
SmallerTypical 1,424 ft²Bigger

Bigger than 69% of homes nearby

Lot size8.14 ac
SmallerTypical 0.28 acBigger

Bigger than 93% of homes nearby

Year built1996
OlderTypical 1980Newer

Newer than 82% of homes nearby

How 3107 Highway 10 S ranks against every home in each area.
MeasureThis homeSaint Cloud 56304Sherburne County
Estimated valuepricier than$227,70547% of homes10% of homes
Price per ft²pricier than$1412% of homesalmost no homes
Living areabigger than1,620 ft²69% of homes85% of homes
Lot sizebigger than8.14 ac93% of homes92% of homes
Year builtnewer than199682% of homes47% of homes

About 3107 Highway 10 S

How much is 3107 Highway 10 S, Saint Cloud, MN worth?

The TopHap Estimate for 3107 Highway 10 S, Saint Cloud, MN is $227,705 as of Oct 21, 2026. The likely range is $220,347 to $235,063. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3107 Highway 10 S, Saint Cloud, MN last sell?

3107 Highway 10 S, Saint Cloud, MN last sold on Jul 19, 2021 for $750,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3107 Highway 10 S, Saint Cloud, MN?

3107 Highway 10 S, Saint Cloud, MN has 3 bedrooms, 1,620 square feet of living space and a 8.14-acre lot.

When was 3107 Highway 10 S, Saint Cloud, MN built?

3107 Highway 10 S, Saint Cloud, MN was built in 1996, making it 30 years old.

What schools serve 3107 Highway 10 S, Saint Cloud, MN?

3107 Highway 10 S, Saint Cloud, MN is assigned to Talahi Community School (elementary), rated D; South Junior High School (middle), rated D+; Tech High School (high), rated D+. All sit in St. Cloud Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3107 Highway 10 S, Saint Cloud, MN compare to other homes in Saint Cloud 56304?

Among the 4,218 homes in Saint Cloud 56304, it is worth more than 47% of them ($227,705 against a typical $235,829), its price per square foot is higher than 2% of them ($141 against a typical $265), it is bigger than 69% of them (1,620 ft² against a typical 1,424 ft²), its lot is bigger than 93% of them (8.14 ac against a typical 0.28 ac) and it is newer than 82% of them (1996 against a typical 1980). Measured against all of Sherburne County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3107 Highway 10 S, Saint Cloud, MN?

The 2025 property tax bill for 3107 Highway 10 S, Saint Cloud, MN was $4,430. The county assessed it at $235,600.

More homes on Highway 10 S

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