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Single Family ResidenceResidential
$1,068,738$462 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $480,000 on Apr 25, 2012

3109 E INDIAN RUIN

PAYSON, AZ 85541
0
Baths
2,312 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.64 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$789K low$1.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$480,000 · Apr 25, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,081 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$83,960 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,418
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$77,542
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$54,598
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$839,599

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
81
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGila
Lot (acres)The size of the land the home sits on, from county records.0.64
ConstructionThe main material the home's frame and walls are built from.Steel Frame
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 547 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Payson Elementary School
Elementary · Grades KG–2 · 2.5 mi
M
Rim Country Middle SchoolC+
Middle · Grades 6–8 · 3.2 mi
H
Payson High SchoolC-
High · Grades 9–12 · 3.5 mi

District: Payson Unified District

Neighborhood · ZIP 85541These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.71%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.24,511
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.18 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,029
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,241
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.85%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3109 E Indian Ruin measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Gila County
  • Costs more per square foot than 97% of homes in Payson 85541
  • Bigger than 85% of homes in Gila County
  • Has a bigger lot than 76% of homes in Payson 85541
  • Newer than 90% of homes in Gila County

What homes are worth in Payson 85541

Each bar is how many homes fall in that price range. The marker is this home.

This home
$173K$1.3M

This home is worth more than 96% of homes in Payson 85541.

How it measures up in Payson 85541

The dot is this home. The mark in the middle is the typical home in Payson 85541.

Estimated value$1,068,738
CheaperTypical $408,846Pricier

Pricier than 96% of homes nearby

Price per ft²$462
CheaperTypical $262Pricier

Pricier than 97% of homes nearby

Living area2,312 ft²
SmallerTypical 1,546 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.64 ac
SmallerTypical 0.27 acBigger

Bigger than 76% of homes nearby

Year built2005
OlderTypical 1994Newer

Newer than 89% of homes nearby

How 3109 E Indian Ruin ranks against every home in each area.
MeasureThis homePayson 85541Gila County
Estimated valuepricier than$1,068,73896% of homes97% of homes
Price per ft²pricier than$46297% of homes97% of homes
Living areabigger than2,312 ft²80% of homes85% of homes
Lot sizebigger than0.64 ac76% of homes75% of homes
Year builtnewer than200589% of homes90% of homes

About 3109 E Indian Ruin

How much is 3109 E Indian Ruin, Payson, AZ worth?

The TopHap Estimate for 3109 E Indian Ruin, Payson, AZ is $1,068,738 as of Aug 30, 2026. The likely range is $789,499 to $1,347,977. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3109 E Indian Ruin, Payson, AZ last sell?

3109 E Indian Ruin, Payson, AZ last sold on Apr 25, 2012 for $480,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3109 E Indian Ruin, Payson, AZ?

3109 E Indian Ruin, Payson, AZ has 2,312 square feet of living space and a 0.64-acre lot.

When was 3109 E Indian Ruin, Payson, AZ built?

3109 E Indian Ruin, Payson, AZ was built in 2005, making it 21 years old. The building has 1 story.

What schools serve 3109 E Indian Ruin, Payson, AZ?

3109 E Indian Ruin, Payson, AZ is assigned to Payson Elementary School (elementary); Rim Country Middle School (middle), rated C+; Payson High School (high), rated C-. All sit in Payson Unified District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3109 E Indian Ruin, Payson, AZ compare to other homes in Payson 85541?

Among the 13,125 homes in Payson 85541, it is worth more than 96% of them ($1,068,738 against a typical $408,846), its price per square foot is higher than 97% of them ($462 against a typical $262), it is bigger than 80% of them (2,312 ft² against a typical 1,546 ft²), its lot is bigger than 76% of them (0.64 ac against a typical 0.27 ac) and it is newer than 89% of them (2005 against a typical 1994). Measured against all of Gila County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3109 E Indian Ruin, Payson, AZ?

The 2025 property tax bill for 3109 E Indian Ruin, Payson, AZ was $6,081. The county assessed it at $83,960.

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