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Single Family ResidenceResidential
$386,485$204 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $216,900 on Jan 27, 2005

3109 EFFINGHAM DR

CLERMONT, FL 34714
3
Beds
2
Baths
1,895 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.
Pre-foreclosure (LIS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
A foreclosure-related notice has been recorded for this property.

Valuation

$386K
$372K low$401K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$216,900 · Jan 27, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,925 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$349,229 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$79,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$269,729
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$341,153
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$349,229

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLake
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2022
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.Indoor Pool
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 34 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sawgrass Bay Elementary SchoolC
Elementary · Grades PK–5 · 1.0 mi
M
Windy Hill Middle SchoolB
Middle · Grades 6–8 · 8.4 mi
H
East Ridge High SchoolB-
High · Grades 9–12 · 10.2 mi

District: Lake County School District

Neighborhood · ZIP 34714These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.199
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.32,471
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.218 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,672
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,578
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3109 Effingham Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 80% of homes in Lake County

What homes are worth in Clermont 34714

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$747K

This home is worth more than 52% of homes in Clermont 34714.

How it measures up in Clermont 34714

The dot is this home. The mark in the middle is the typical home in Clermont 34714.

Estimated value$386,485
CheaperTypical $381,791Pricier

Pricier than 52% of homes nearby

Price per ft²$204
CheaperTypical $205Pricier

Pricier than 47% of homes nearby

Living area1,895 ft²
SmallerTypical 1,859 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.15 ac
SmallerTypical 0.15 acBigger

Bigger than 51% of homes nearby

Year built2004
OlderTypical 2005Newer

Newer than 45% of homes nearby

How 3109 Effingham Dr ranks against every home in each area.
MeasureThis homeClermont 34714Lake County
Estimated valuepricier than$386,48552% of homes59% of homes
Price per ft²pricier than$20447% of homes58% of homes
Living areabigger than1,895 ft²53% of homes59% of homes
Lot sizebigger than0.15 ac51% of homes20% of homes
Year builtnewer than200445% of homes62% of homes

About 3109 Effingham Dr

How much is 3109 Effingham Dr, Clermont, FL worth?

The TopHap Estimate for 3109 Effingham Dr, Clermont, FL is $386,485 as of Sep 24, 2026. The likely range is $371,855 to $401,115. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3109 Effingham Dr, Clermont, FL last sell?

3109 Effingham Dr, Clermont, FL last sold on Jan 27, 2005 for $216,900, according to the county's recorded deed.

How big is 3109 Effingham Dr, Clermont, FL?

3109 Effingham Dr, Clermont, FL has 3 bedrooms, 2 bathrooms, 1,895 square feet of living space and a 0.15-acre lot.

When was 3109 Effingham Dr, Clermont, FL built?

3109 Effingham Dr, Clermont, FL was built in 2004, making it 22 years old. The building has 1 story.

What schools serve 3109 Effingham Dr, Clermont, FL?

3109 Effingham Dr, Clermont, FL is assigned to Sawgrass Bay Elementary School (elementary), rated C; Windy Hill Middle School (middle), rated B; East Ridge High School (high), rated B-. All sit in Lake County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3109 Effingham Dr, Clermont, FL compare to other homes in Clermont 34714?

Among the 10,698 homes in Clermont 34714, it is worth more than 52% of them ($386,485 against a typical $381,791), its price per square foot is higher than 47% of them ($204 against a typical $205), it is bigger than 53% of them (1,895 ft² against a typical 1,859 ft²), its lot is bigger than 51% of them (0.15 ac against a typical 0.15 ac) and it is newer than 45% of them (2004 against a typical 2005). Measured against all of Lake County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3109 Effingham Dr, Clermont, FL?

The 2024 property tax bill for 3109 Effingham Dr, Clermont, FL was $4,925. The county assessed it at $349,229.

More homes on Effingham Dr

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Assigned schools

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