Skip to content
Skip to content
TopHapOpen in map
CondominiumResidential
$322,745$248 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $270,000 on Sep 15, 2021

3109 RIVER BEND CT APT D103

LAUREL, MD 20724
Building report
0
Baths
1,299 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,311 ft²
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.

Valuation

$323K
$314K low$332K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$270,000 · Sep 15, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$66,245
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$52,996
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.79%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$256,500
UNITED WHOLESALE MORTGAGE · recorded Sep 15, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,928 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$266,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$133,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$133,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$246,733
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$266,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
52
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyAnne Arundel
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Maryland City Elementary SchoolC
Elementary · Grades PK–5 · 1.2 mi
H
Meade High SchoolC-
High · Grades 9–12 · 3.8 mi
M
Meade Middle SchoolD+
Middle · Grades 6–8 · 3.9 mi

District: Anne Arundel County Public Schools

Neighborhood · ZIP 20724These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.18,966
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,468 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$117,252
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$129,579
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3109 River Bend Ct Apt D103 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Laurel 20724
  • Costs less per square foot than 81% of homes in Anne Arundel County
  • Smaller than 69% of homes in Anne Arundel County
  • Has a smaller lot than 94% of homes in Anne Arundel County
  • Newer than 71% of homes in Anne Arundel County

What homes are worth in Laurel 20724

Each bar is how many homes fall in that price range. The marker is this home.

This home
$286K$680K

This home is worth more than 8% of homes in Laurel 20724.

How it measures up in Laurel 20724

The dot is this home. The mark in the middle is the typical home in Laurel 20724.

Estimated value$322,745
CheaperTypical $441,926Pricier

Pricier than 8% of homes nearby

Price per ft²$248
CheaperTypical $272Pricier

Pricier than 34% of homes nearby

Living area1,299 ft²
SmallerTypical 1,716 ft²Bigger

Bigger than 32% of homes nearby

Lot size1,311 ft²
SmallerTypical 2,004 ft²Bigger

Bigger than 18% of homes nearby

Year built1996
OlderTypical 1996Newer

Newer than 52% of homes nearby

How 3109 River Bend Ct Apt D103 ranks against every home in each area.
MeasureThis homeLaurel 20724Anne Arundel County
Estimated valuepricier than$322,7458% of homes10% of homes
Price per ft²pricier than$24834% of homes19% of homes
Living areabigger than1,299 ft²32% of homes31% of homes
Lot sizebigger than1,311 ft²18% of homes6% of homes
Year builtnewer than199652% of homes71% of homes

About 3109 River Bend Ct Apt D103

How much is 3109 River Bend Ct Apt D103, Laurel, MD worth?

The TopHap Estimate for 3109 River Bend Ct Apt D103, Laurel, MD is $322,745 as of Jul 14, 2026. The likely range is $313,902 to $331,588. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3109 River Bend Ct Apt D103, Laurel, MD last sell?

3109 River Bend Ct Apt D103, Laurel, MD last sold on Sep 15, 2021 for $270,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

When was 3109 River Bend Ct Apt D103, Laurel, MD built?

3109 River Bend Ct Apt D103, Laurel, MD was built in 1996, making it 30 years old. It is a condo/apartment home.

What schools serve 3109 River Bend Ct Apt D103, Laurel, MD?

3109 River Bend Ct Apt D103, Laurel, MD is assigned to Maryland City Elementary School (elementary), rated C; Meade High School (high), rated C-; Meade Middle School (middle), rated D+. All sit in Anne Arundel County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3109 River Bend Ct Apt D103, Laurel, MD compare to other homes in Laurel 20724?

Among the 5,659 homes in Laurel 20724, it is worth more than 8% of them ($322,745 against a typical $441,926), its price per square foot is higher than 34% of them ($248 against a typical $272), it is bigger than 32% of them (1,299 ft² against a typical 1,716 ft²), its lot is bigger than 18% of them (1,311 ft² against a typical 2,004 ft²) and it is newer than 52% of them (1996 against a typical 1996). Measured against all of Anne Arundel County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3109 River Bend Ct Apt D103, Laurel, MD?

The 2025 property tax bill for 3109 River Bend Ct Apt D103, Laurel, MD was $2,928. The county assessed it at $266,200.

Closest homes

More homes in Laurel 20724

Assigned schools

Explore the area

See this home in context

Open 3109 River Bend Ct Apt D103 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map