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Single Family ResidenceResidential
$324,771$237 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3116 RUBEN RD

MONROE, NC 28112
3
Beds
2
Baths
1,372 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$325K
$295K low$355K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$94,771
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$75,817
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
FIRST CITIZENS BANK & TRUST CO · recorded Dec 6, 2017
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
FIRST CITIZENS BANK & TRUST CO

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,649 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$357,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$321,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$357,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$357,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyUnion
Lot (acres)The size of the land the home sits on, from county records.1.00
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 220 ft²Patio · 220 ft²Porch · 160 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Prospect Elementary SchoolC+
Elementary · Grades KG–5 · 0.2 mi
M
Parkwood Middle SchoolC
Middle · Grades 6–8 · 2.8 mi
H
Parkwood High SchoolA
High · Grades 9–12 · 3.0 mi

District: Union County Public Schools

Neighborhood · ZIP 28112These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.153
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.30,035
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.225 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,825
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,806
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3116 Ruben Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Union County
  • Costs more per square foot than 70% of homes in Monroe 28112
  • Smaller than 80% of homes in Union County
  • Has a bigger lot than 71% of homes in Union County
  • Newer than 82% of homes in Monroe 28112

What homes are worth in Monroe 28112

Each bar is how many homes fall in that price range. The marker is this home.

This home
$131K$825K

This home is worth more than 38% of homes in Monroe 28112.

How it measures up in Monroe 28112

The dot is this home. The mark in the middle is the typical home in Monroe 28112.

Estimated value$324,771
CheaperTypical $364,250Pricier

Pricier than 38% of homes nearby

Price per ft²$237
CheaperTypical $205Pricier

Pricier than 70% of homes nearby

Living area1,372 ft²
SmallerTypical 1,626 ft²Bigger

Bigger than 33% of homes nearby

Lot size1 ac
SmallerTypical 0.96 acBigger

Bigger than 54% of homes nearby

Year built2008
OlderTypical 1988Newer

Newer than 82% of homes nearby

How 3116 Ruben Rd ranks against every home in each area.
MeasureThis homeMonroe 28112Union County
Estimated valuepricier than$324,77138% of homes22% of homes
Price per ft²pricier than$23770% of homes57% of homes
Living areabigger than1,372 ft²33% of homes20% of homes
Lot sizebigger than1 ac54% of homes71% of homes
Year builtnewer than200882% of homes75% of homes

About 3116 Ruben Rd

How much is 3116 Ruben Rd, Monroe, NC worth?

The TopHap Estimate for 3116 Ruben Rd, Monroe, NC is $324,771 as of Jul 14, 2026. The likely range is $294,540 to $355,002. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3116 Ruben Rd, Monroe, NC last sell?

3116 Ruben Rd, Monroe, NC last sold on May 13, 2024, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3116 Ruben Rd, Monroe, NC?

3116 Ruben Rd, Monroe, NC has 3 bedrooms, 2 bathrooms, 1,372 square feet of living space and a 1.00-acre lot.

When was 3116 Ruben Rd, Monroe, NC built?

3116 Ruben Rd, Monroe, NC was built in 2008, making it 18 years old. It is a conventional home. The building has 1 story.

What schools serve 3116 Ruben Rd, Monroe, NC?

3116 Ruben Rd, Monroe, NC is assigned to Prospect Elementary School (elementary), rated C+; Parkwood Middle School (middle), rated C; Parkwood High School (high), rated A. All sit in Union County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3116 Ruben Rd, Monroe, NC compare to other homes in Monroe 28112?

Among the 11,421 homes in Monroe 28112, it is worth more than 38% of them ($324,771 against a typical $364,250), its price per square foot is higher than 70% of them ($237 against a typical $205), it is bigger than 33% of them (1,372 ft² against a typical 1,626 ft²), its lot is bigger than 54% of them (1 ac against a typical 0.96 ac) and it is newer than 82% of them (2008 against a typical 1988). Measured against all of Union County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3116 Ruben Rd, Monroe, NC?

The 2025 property tax bill for 3116 Ruben Rd, Monroe, NC was $1,649. The county assessed it at $357,800.

Closest homes

More homes in Monroe 28112

Assigned schools

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