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Single Family ResidenceResidential
$520,698$186 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $283,000 on Nov 9, 2017

312 RIVER BANKS RD

MATTHEWS, NC 28105
5
Beds
4 / 1
Baths
2,806 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$521K
$480K low$562K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$283,000 · Nov 9, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,021 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$536,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$100,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$436,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$466,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$536,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMecklenburg
Lot (acres)The size of the land the home sits on, from county records.0.32
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 141 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Matthews Elementary SchoolA+
Elementary · Grades KG–5 · 0.5 mi
M
Crestdale Middle SchoolA
Middle · Grades 6–8 · 1.6 mi
H
David W. Butler High SchoolB-
High · Grades 9–12 · 2.0 mi

District: Charlotte-Mecklenburg Schools

Neighborhood · ZIP 28105These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.79

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.47,608
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,106 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,613
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,303
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

312 River Banks Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in Mecklenburg County
  • Costs less per square foot than 89% of homes in Matthews 28105
  • Bigger than 80% of homes in Mecklenburg County

What homes are worth in Matthews 28105

Each bar is how many homes fall in that price range. The marker is this home.

This home
$234K$1.2M

This home is worth more than 54% of homes in Matthews 28105.

How it measures up in Matthews 28105

The dot is this home. The mark in the middle is the typical home in Matthews 28105.

Estimated value$520,698
CheaperTypical $505,510Pricier

Pricier than 54% of homes nearby

Price per ft²$186
CheaperTypical $236Pricier

Pricier than 11% of homes nearby

Living area2,806 ft²
SmallerTypical 2,181 ft²Bigger

Bigger than 74% of homes nearby

Lot size0.32 ac
SmallerTypical 0.33 acBigger

Bigger than 48% of homes nearby

Year built1996
OlderTypical 1994Newer

Newer than 56% of homes nearby

How 312 River Banks Rd ranks against every home in each area.
MeasureThis homeMatthews 28105Mecklenburg County
Estimated valuepricier than$520,69854% of homes65% of homes
Price per ft²pricier than$18611% of homes22% of homes
Living areabigger than2,806 ft²74% of homes80% of homes
Lot sizebigger than0.32 ac48% of homes61% of homes
Year builtnewer than199656% of homes50% of homes

About 312 River Banks Rd

How much is 312 River Banks Rd, Matthews, NC worth?

The TopHap Estimate for 312 River Banks Rd, Matthews, NC is $520,698 as of Sep 24, 2026. The likely range is $479,815 to $561,581. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 312 River Banks Rd, Matthews, NC last sell?

312 River Banks Rd, Matthews, NC last sold on Nov 9, 2017 for $283,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 312 River Banks Rd, Matthews, NC?

312 River Banks Rd, Matthews, NC has 5 bedrooms, 4 bathrooms, 2,806 square feet of living space and a 0.32-acre lot.

When was 312 River Banks Rd, Matthews, NC built?

312 River Banks Rd, Matthews, NC was built in 1996, making it 30 years old. The building has 2 stories.

What schools serve 312 River Banks Rd, Matthews, NC?

312 River Banks Rd, Matthews, NC is assigned to Matthews Elementary School (elementary), rated A+; Crestdale Middle School (middle), rated A; David W. Butler High School (high), rated B-. All sit in Charlotte-Mecklenburg Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 312 River Banks Rd, Matthews, NC compare to other homes in Matthews 28105?

Among the 14,169 homes in Matthews 28105, it is worth more than 54% of them ($520,698 against a typical $505,510), its price per square foot is higher than 11% of them ($186 against a typical $236), it is bigger than 74% of them (2,806 ft² against a typical 2,181 ft²), its lot is bigger than 48% of them (0.32 ac against a typical 0.33 ac) and it is newer than 56% of them (1996 against a typical 1994). Measured against all of Mecklenburg County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 312 River Banks Rd, Matthews, NC?

The 2024 property tax bill for 312 River Banks Rd, Matthews, NC was $4,021. The county assessed it at $536,400.

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