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Single Family ResidenceResidential
$304,849$268 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $170,000 on Jun 8, 2021

312 RUBY ST

JOLIET, IL 60435
4
Beds
3 / 2
Baths
1,136 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$305K
$265K low$344K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$170,000 · Jun 8, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.104%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$166,920
ARK-LA-TEX FINANCIAL SERVICES LLC · recorded Jun 8, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$151,000
AMERICAN PACIFIC MORTGAGE CORP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,157 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$70,145 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,661
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$59,484
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$62,323
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$210,435

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
46
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
69
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWILL
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
HeatingThe type of heating system in the home.Gas
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Farragut Elementary SchoolD+
Elementary · Grades KG–5 · 0.7 mi
H
Joliet Central High SchoolD-
High · Grades 9–12 · 1.1 mi
M
Hufford Junior High SchoolD+
Middle · Grades 6–8 · 2.0 mi

District: Joliet Township High School District 204

Neighborhood · ZIP 60435These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.51,469
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,640 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,757
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,021
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

312 Ruby St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in St. John
  • Costs more per square foot than 90% of homes in St. John
  • Smaller than 84% of homes in Will County
  • Has a smaller lot than 79% of homes in Will County
  • Older than 97% of homes in Will County

What homes are worth in Joliet 60435

Each bar is how many homes fall in that price range. The marker is this home.

This home
$120K$432K

This home is worth more than 68% of homes in Joliet 60435.

How it measures up in Joliet 60435

The dot is this home. The mark in the middle is the typical home in Joliet 60435.

Estimated value$304,849
CheaperTypical $270,768Pricier

Pricier than 68% of homes nearby

Price per ft²$268
CheaperTypical $211Pricier

Pricier than 85% of homes nearby

Living area1,136 ft²
SmallerTypical 1,196 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.16 ac
SmallerTypical 0.19 acBigger

Bigger than 34% of homes nearby

Year built1910
OlderTypical 1958Newer

Newer than 11% of homes nearby

How 312 Ruby St ranks against every home in each area.
MeasureThis homeSt. JohnJoliet 60435Will County
Estimated valuepricier than$304,84996% of homes68% of homes32% of homes
Price per ft²pricier than$26890% of homes85% of homes87% of homes
Living areabigger than1,136 ft²78% of homes45% of homes16% of homes
Lot sizebigger than0.16 ac69% of homes34% of homes21% of homes
Year builtnewer than191055% of homes11% of homes3% of homes

About 312 Ruby St

How much is 312 Ruby St, Joliet, IL worth?

The TopHap Estimate for 312 Ruby St, Joliet, IL is $304,849 as of Jun 23, 2026. The likely range is $265,218 to $344,479. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 312 Ruby St, Joliet, IL last sell?

312 Ruby St, Joliet, IL last sold on Jun 8, 2021 for $170,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 312 Ruby St, Joliet, IL?

312 Ruby St, Joliet, IL has 4 bedrooms, 3 bathrooms, 1,136 square feet of living space and a 0.16-acre lot.

When was 312 Ruby St, Joliet, IL built?

312 Ruby St, Joliet, IL was built in 1910, making it 116 years old. The building has 2 stories.

What schools serve 312 Ruby St, Joliet, IL?

312 Ruby St, Joliet, IL is assigned to Farragut Elementary School (elementary), rated D+; Joliet Central High School (high), rated D-; Hufford Junior High School (middle), rated D+. All sit in Joliet Township High School District 204. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 312 Ruby St, Joliet, IL compare to other homes in Joliet 60435?

Among the 14,946 homes in Joliet 60435, it is worth more than 68% of them ($304,849 against a typical $270,768), its price per square foot is higher than 85% of them ($268 against a typical $211), it is bigger than 45% of them (1,136 ft² against a typical 1,196 ft²), its lot is bigger than 34% of them (0.16 ac against a typical 0.19 ac) and it is newer than 11% of them (1910 against a typical 1958). Measured against all of Will County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 312 Ruby St, Joliet, IL?

The 2025 property tax bill for 312 Ruby St, Joliet, IL was $6,157. The county assessed it at $70,145.

Closest homes

More homes in Joliet 60435

Assigned schools

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