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CondominiumResidential
$859,512
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $805,000 on Feb 18, 2025

3120 COVE ST

LADERA RANCH, CA 92694
0
Baths

Valuation

$860K
$766K low$953K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$805,000 · Feb 18, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,754 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$821,089 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$432,622
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$388,467
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$584,250

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
41
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
97
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
39
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
26
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
98
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyORANGE
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Esencia Elementary SchoolA+
Elementary · Grades KG–5 · 1.4 mi
M
Esencia Middle SchoolA+
Middle · Grades 6–8 · 1.4 mi
H
Tesoro High SchoolA+
High · Grades 9–12 · 4.4 mi

District: Capistrano Unified School District

Neighborhood · ZIP 92694These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.31
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.243

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.43%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.26,984
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,307 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$172,722
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$198,671
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.75%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3120 Cove St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Ladera Ranch 92694

What homes are worth in Ladera Ranch 92694

Each bar is how many homes fall in that price range. The marker is this home.

This home
$694K$3.6M

This home is worth more than 13% of homes in Ladera Ranch 92694.

How it measures up in Ladera Ranch 92694

The dot is this home. The mark in the middle is the typical home in Ladera Ranch 92694.

Estimated value$859,512
CheaperTypical $1,352,445Pricier

Pricier than 13% of homes nearby

How 3120 Cove St ranks against every home in each area.
MeasureThis homeRancho Mission ViejoLadera Ranch 92694Orange County
Estimated valuepricier than$859,51214% of homes13% of homes26% of homes

About 3120 Cove St

How much is 3120 Cove St, Ladera Ranch, CA worth?

The TopHap Estimate for 3120 Cove St, Ladera Ranch, CA is $859,512 as of Sep 24, 2026. The likely range is $765,842 to $953,182. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3120 Cove St, Ladera Ranch, CA last sell?

3120 Cove St, Ladera Ranch, CA last sold on Feb 18, 2025 for $805,000, according to the county's recorded deed.

What schools serve 3120 Cove St, Ladera Ranch, CA?

3120 Cove St, Ladera Ranch, CA is assigned to Esencia Elementary School (elementary), rated A+; Esencia Middle School (middle), rated A+; Tesoro High School (high), rated A+. All sit in Capistrano Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

What are the property taxes on 3120 Cove St, Ladera Ranch, CA?

The 2025 property tax bill for 3120 Cove St, Ladera Ranch, CA was $12,754. The county assessed it at $821,089.

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