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Single Family ResidenceResidential
$296,980$224 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3120 RANCH CT

FARMINGTON, NM 87401
0
Baths
1,328 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$297K
$274K low$320K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$100,980
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$80,784
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$196,000
AMCAP MORTGAGE LTD · recorded Aug 1, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,678 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$71,166 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$69,499
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$213,496

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
38
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
73
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
3
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySan Juan
Lot (acres)The size of the land the home sits on, from county records.0.15
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hermosa Middle SchoolB
Middle · Grades 6–8 · 0.5 mi
E
Northeast Elementary SchoolB-
Elementary · Grades KG–6 · 0.7 mi
H
Farmington High SchoolB-
High · Grades 9–12 · 1.4 mi

District: Farmington Municipal Schools

Neighborhood · ZIP 87401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.28%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.45,299
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.195 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,249
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,040
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.10 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3120 Ranch Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 65% of homes in San Juan County
  • Costs more per square foot than 87% of homes in Farmington 87401
  • Has a smaller lot than 91% of homes in San Juan County

What homes are worth in Farmington 87401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$665K

This home is worth more than 64% of homes in Farmington 87401.

How it measures up in Farmington 87401

The dot is this home. The mark in the middle is the typical home in Farmington 87401.

Estimated value$296,980
CheaperTypical $263,379Pricier

Pricier than 64% of homes nearby

Price per ft²$224
CheaperTypical $180Pricier

Pricier than 87% of homes nearby

Living area1,328 ft²
SmallerTypical 1,427 ft²Bigger

Bigger than 43% of homes nearby

Lot size0.15 ac
SmallerTypical 0.23 acBigger

Bigger than 13% of homes nearby

Year built1985
OlderTypical 1982Newer

Newer than 56% of homes nearby

How 3120 Ranch Ct ranks against every home in each area.
MeasureThis homeFarmington 87401San Juan County
Estimated valuepricier than$296,98064% of homes65% of homes
Price per ft²pricier than$22487% of homes85% of homes
Living areabigger than1,328 ft²43% of homes43% of homes
Lot sizebigger than0.15 ac13% of homes9% of homes
Year builtnewer than198556% of homes48% of homes

About 3120 Ranch Ct

How much is 3120 Ranch Ct, Farmington, NM worth?

The TopHap Estimate for 3120 Ranch Ct, Farmington, NM is $296,980 as of Jul 14, 2026. The likely range is $273,952 to $320,008. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3120 Ranch Ct, Farmington, NM last sell?

3120 Ranch Ct, Farmington, NM last sold on Aug 1, 2023, according to the county's recorded deed.

How big is 3120 Ranch Ct, Farmington, NM?

3120 Ranch Ct, Farmington, NM has 1,328 square feet of living space and a 0.15-acre lot.

When was 3120 Ranch Ct, Farmington, NM built?

3120 Ranch Ct, Farmington, NM was built in 1985, making it 41 years old. The building has 1 story.

What schools serve 3120 Ranch Ct, Farmington, NM?

3120 Ranch Ct, Farmington, NM is assigned to Hermosa Middle School (middle), rated B; Northeast Elementary School (elementary), rated B-; Farmington High School (high), rated B-. All sit in Farmington Municipal Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3120 Ranch Ct, Farmington, NM compare to other homes in Farmington 87401?

Among the 17,836 homes in Farmington 87401, it is worth more than 64% of them ($296,980 against a typical $263,379), its price per square foot is higher than 87% of them ($224 against a typical $180), it is bigger than 43% of them (1,328 ft² against a typical 1,427 ft²), its lot is bigger than 13% of them (0.15 ac against a typical 0.23 ac) and it is newer than 56% of them (1985 against a typical 1982). Measured against all of San Juan County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3120 Ranch Ct, Farmington, NM?

The 2025 property tax bill for 3120 Ranch Ct, Farmington, NM was $1,678. The county assessed it at $71,166.

Closest homes

More homes in Farmington 87401

Assigned schools

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