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Single Family ResidenceResidential
$116,010$58 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

3123 CHARLES ST

ASHLAND, KY 41102
2
Beds
1
Baths
2,016 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$116K
$92K low$140K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$553 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$79,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$69,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$79,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$79,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBoyd
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Roll Tar & Gravel
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 40 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Poage Elementary SchoolC
Elementary · Grades KG–5 · 0.1 mi
M
Ashland Middle SchoolB-
Middle · Grades 6–8 · 0.4 mi
H
Paul G. Blazer High SchoolC+
High · Grades 9–12 · 0.4 mi

District: Ashland Independent School District

Neighborhood · ZIP 41102These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.151
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.20,786
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.395 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,528
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3123 Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 93% of homes in Ashland 41102
  • Bigger than 82% of homes in Boyd County
  • Has a smaller lot than 91% of homes in Ashland 41102

What homes are worth in Ashland 41102

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$429K

This home is worth more than 44% of homes in Ashland 41102.

How it measures up in Ashland 41102

The dot is this home. The mark in the middle is the typical home in Ashland 41102.

Estimated value$116,010
CheaperTypical $125,876Pricier

Pricier than 44% of homes nearby

Price per ft²$58
CheaperTypical $97Pricier

Pricier than 7% of homes nearby

Living area2,016 ft²
SmallerTypical 1,370 ft²Bigger

Bigger than 81% of homes nearby

Lot size0.14 ac
SmallerTypical 0.44 acBigger

Bigger than 9% of homes nearby

How 3123 Charles St ranks against every home in each area.
MeasureThis homeAshland 41102Boyd County
Estimated valuepricier than$116,01044% of homes53% of homes
Price per ft²pricier than$587% of homes18% of homes
Living areabigger than2,016 ft²81% of homes82% of homes
Lot sizebigger than0.14 ac9% of homes18% of homes

About 3123 Charles St

How much is 3123 Charles St, Ashland, KY worth?

The TopHap Estimate for 3123 Charles St, Ashland, KY is $116,010 as of Sep 24, 2026. The likely range is $91,792 to $140,228. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3123 Charles St, Ashland, KY?

3123 Charles St, Ashland, KY has 2 bedrooms, 1 bathrooms, 2,016 square feet of living space and a 0.14-acre lot.

What schools serve 3123 Charles St, Ashland, KY?

3123 Charles St, Ashland, KY is assigned to Poage Elementary School (elementary), rated C; Ashland Middle School (middle), rated B-; Paul G. Blazer High School (high), rated C+. All sit in Ashland Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3123 Charles St, Ashland, KY compare to other homes in Ashland 41102?

Among the 9,392 homes in Ashland 41102, it is worth more than 44% of them ($116,010 against a typical $125,876), its price per square foot is higher than 7% of them ($58 against a typical $97), it is bigger than 81% of them (2,016 ft² against a typical 1,370 ft²) and its lot is bigger than 9% of them (0.14 ac against a typical 0.44 ac). Measured against all of Boyd County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3123 Charles St, Ashland, KY?

The 2025 property tax bill for 3123 Charles St, Ashland, KY was $553. The county assessed it at $79,000.

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