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TownhouseResidential
$232,889$180 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $230,000 on Feb 16, 2023

3123 WESTMINSTER ST

MANCHESTER, MD 21102
1.5
Baths
1,296 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,697 ft²
Lot SizeThe size of the land the home sits on, from county records.
1934
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$233K
$226K low$240K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$230,000 · Feb 16, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,512 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$198,333 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$178,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$238,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyCARROLL
Lot (acres)The size of the land the home sits on, from county records.0.09
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Baseboard
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 234 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Manchester Elementary SchoolA-
Elementary · Grades PK–5 · 0.2 mi
H
Manchester Valley High SchoolB
High · Grades 9–12 · 0.6 mi
M
North Carroll Middle SchoolB+
Middle · Grades 6–8 · 1.6 mi

District: Carroll County Public Schools

Neighborhood · ZIP 21102These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.9,723
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.238 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$107,086
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,434
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3123 Westminster St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Manchester 21102
  • Costs less per square foot than 96% of homes in Carroll County
  • Smaller than 76% of homes in Manchester 21102
  • Has a smaller lot than 98% of homes in Manchester 21102
  • Older than 90% of homes in Carroll County

What homes are worth in Manchester 21102

Each bar is how many homes fall in that price range. The marker is this home.

This home
$240K$827K

This home is worth more than 2% of homes in Manchester 21102.

How it measures up in Manchester 21102

The dot is this home. The mark in the middle is the typical home in Manchester 21102.

Estimated value$232,889
CheaperTypical $454,853Pricier

Pricier than 2% of homes nearby

Price per ft²$180
CheaperTypical $247Pricier

Pricier than 5% of homes nearby

Living area1,296 ft²
SmallerTypical 1,832 ft²Bigger

Bigger than 24% of homes nearby

Lot size3,697 ft²
SmallerTypical 0.95 acBigger

Bigger than 2% of homes nearby

Year built1934
OlderTypical 1985Newer

Newer than 11% of homes nearby

How 3123 Westminster St ranks against every home in each area.
MeasureThis homeManchester 21102Carroll County
Estimated valuepricier than$232,8892% of homes2% of homes
Price per ft²pricier than$1805% of homes4% of homes
Living areabigger than1,296 ft²24% of homes25% of homes
Lot sizebigger than3,697 ft²2% of homes9% of homes
Year builtnewer than193411% of homes10% of homes

About 3123 Westminster St

How much is 3123 Westminster St, Manchester, MD worth?

The TopHap Estimate for 3123 Westminster St, Manchester, MD is $232,889 as of Sep 24, 2026. The likely range is $225,543 to $240,235. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3123 Westminster St, Manchester, MD last sell?

3123 Westminster St, Manchester, MD last sold on Feb 16, 2023 for $230,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 3123 Westminster St, Manchester, MD?

3123 Westminster St, Manchester, MD has 1.5 bathrooms, 1,296 square feet of living space and a 0.09-acre lot.

When was 3123 Westminster St, Manchester, MD built?

3123 Westminster St, Manchester, MD was built in 1934, making it 92 years old. It is a townhouse home. The building has 2 stories.

What schools serve 3123 Westminster St, Manchester, MD?

3123 Westminster St, Manchester, MD is assigned to Manchester Elementary School (elementary), rated A-; Manchester Valley High School (high), rated B; North Carroll Middle School (middle), rated B+. All sit in Carroll County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3123 Westminster St, Manchester, MD compare to other homes in Manchester 21102?

Among the 4,168 homes in Manchester 21102, it is worth more than 2% of them ($232,889 against a typical $454,853), its price per square foot is higher than 5% of them ($180 against a typical $247), it is bigger than 24% of them (1,296 ft² against a typical 1,832 ft²), its lot is bigger than 2% of them (3,697 ft² against a typical 0.95 ac) and it is newer than 11% of them (1934 against a typical 1985). Measured against all of Carroll County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3123 Westminster St, Manchester, MD?

The 2026 property tax bill for 3123 Westminster St, Manchester, MD was $2,512. The county assessed it at $198,333.

More homes on Westminster St

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