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Rural ResidenceResidential
$380,513$264 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3125 SHALE ROCK DR

SHEPHERD, MT 59079
3
Beds
2
Baths
1,440 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.06 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$381K
$358K low$403K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$130,513
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$104,410
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000
EVERGREEN MONEYSOURCE MORTGAGE CO · recorded Apr 17, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,475 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$318,800 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$254,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$318,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.21
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
77
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyYellowstone
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2013
Lot (acres)The size of the land the home sits on, from county records.1.06
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 100 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Shepherd Elementary SchoolC+
Elementary · Grades PK–6 · 3.7 mi
M
Shepherd Junior High SchoolC-
Middle · Grades 7–8 · 3.8 mi
H
Shepherd High SchoolC
High · Grades 9–12 · 3.8 mi

District: Shepherd Elementary School District

Neighborhood · ZIP 59079These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,582
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,909
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,583
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3125 Shale Rock Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Shepherd 59079
  • Has a bigger lot than 86% of homes in Yellowstone County
  • Newer than 84% of homes in Shepherd 59079

What homes are worth in Shepherd 59079

Each bar is how many homes fall in that price range. The marker is this home.

This home
$234K$942K

This home is worth more than 32% of homes in Shepherd 59079.

How it measures up in Shepherd 59079

The dot is this home. The mark in the middle is the typical home in Shepherd 59079.

Estimated value$380,513
CheaperTypical $432,864Pricier

Pricier than 32% of homes nearby

Price per ft²$264
CheaperTypical $278Pricier

Pricier than 42% of homes nearby

Living area1,440 ft²
SmallerTypical 1,472 ft²Bigger

Bigger than 47% of homes nearby

Lot size1.06 ac
SmallerTypical 2.36 acBigger

Bigger than 23% of homes nearby

Year built2008
OlderTypical 1992Newer

Newer than 84% of homes nearby

How 3125 Shale Rock Dr ranks against every home in each area.
MeasureThis homeShepherd 59079Yellowstone County
Estimated valuepricier than$380,51332% of homes52% of homes
Price per ft²pricier than$26442% of homes44% of homes
Living areabigger than1,440 ft²47% of homes56% of homes
Lot sizebigger than1.06 ac23% of homes86% of homes
Year builtnewer than200884% of homes82% of homes

About 3125 Shale Rock Dr

How much is 3125 Shale Rock Dr, Shepherd, MT worth?

The TopHap Estimate for 3125 Shale Rock Dr, Shepherd, MT is $380,513 as of Jul 14, 2026. The likely range is $358,364 to $402,662. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3125 Shale Rock Dr, Shepherd, MT last sell?

3125 Shale Rock Dr, Shepherd, MT last sold on Apr 17, 2025, according to the county's recorded deed.

How big is 3125 Shale Rock Dr, Shepherd, MT?

3125 Shale Rock Dr, Shepherd, MT has 3 bedrooms, 2 bathrooms, 1,440 square feet of living space and a 1.06-acre lot.

When was 3125 Shale Rock Dr, Shepherd, MT built?

3125 Shale Rock Dr, Shepherd, MT was built in 2008, making it 18 years old. It is a ranch home. The building has 1 story.

What schools serve 3125 Shale Rock Dr, Shepherd, MT?

3125 Shale Rock Dr, Shepherd, MT is assigned to Shepherd Elementary School (elementary), rated C+; Shepherd Junior High School (middle), rated C-; Shepherd High School (high), rated C. All sit in Shepherd Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3125 Shale Rock Dr, Shepherd, MT compare to other homes in Shepherd 59079?

Among the 1,617 homes in Shepherd 59079, it is worth more than 32% of them ($380,513 against a typical $432,864), its price per square foot is higher than 42% of them ($264 against a typical $278), it is bigger than 47% of them (1,440 ft² against a typical 1,472 ft²), its lot is bigger than 23% of them (1.06 ac against a typical 2.36 ac) and it is newer than 84% of them (2008 against a typical 1992). Measured against all of Yellowstone County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3125 Shale Rock Dr, Shepherd, MT?

The 2025 property tax bill for 3125 Shale Rock Dr, Shepherd, MT was $1,475. The county assessed it at $318,800.

Closest homes

More homes in Shepherd 59079

Assigned schools

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