Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$460,024$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $169,900 on Nov 28, 1994

3128 APPLE CREEK LN

WALDORF, MD 20603
2
Baths
2,364 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$460K
$432K low$488K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$169,900 · Nov 28, 1994

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,540 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$409,367 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$384,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$459,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
52
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyCHARLES
Lot (acres)The size of the land the home sits on, from county records.0.47
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
William A. Diggs Elementary SchoolC+
Elementary · Grades PK–5 · 1.0 mi
H
North Point High SchoolB-
High · Grades 9–12 · 1.4 mi
M
Theodore G. Davis Middle SchoolC+
Middle · Grades 6–8 · 1.4 mi

District: Charles County Public Schools

Neighborhood · ZIP 20603These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.35,700
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,070 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$140,522
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$162,916
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3128 Apple Creek Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 86% of homes in Waldorf 20603
  • Older than 77% of homes in Waldorf 20603

What homes are worth in Waldorf 20603

Each bar is how many homes fall in that price range. The marker is this home.

This home
$300K$706K

This home is worth more than 47% of homes in Waldorf 20603.

How it measures up in Waldorf 20603

The dot is this home. The mark in the middle is the typical home in Waldorf 20603.

Estimated value$460,024
CheaperTypical $467,756Pricier

Pricier than 47% of homes nearby

Price per ft²$195
CheaperTypical $201Pricier

Pricier than 44% of homes nearby

Living area2,364 ft²
SmallerTypical 2,244 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.47 ac
SmallerTypical 0.19 acBigger

Bigger than 86% of homes nearby

Year built1987
OlderTypical 1995Newer

Newer than 23% of homes nearby

How 3128 Apple Creek Ln ranks against every home in each area.
MeasureThis homeWaldorf 20603Charles County
Estimated valuepricier than$460,02447% of homes60% of homes
Price per ft²pricier than$19544% of homes40% of homes
Living areabigger than2,364 ft²55% of homes63% of homes
Lot sizebigger than0.47 ac86% of homes62% of homes
Year builtnewer than198723% of homes42% of homes

About 3128 Apple Creek Ln

How much is 3128 Apple Creek Ln, Waldorf, MD worth?

The TopHap Estimate for 3128 Apple Creek Ln, Waldorf, MD is $460,024 as of Sep 24, 2026. The likely range is $432,173 to $487,875. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3128 Apple Creek Ln, Waldorf, MD last sell?

3128 Apple Creek Ln, Waldorf, MD last sold on Nov 28, 1994 for $169,900, according to the county's recorded deed.

How big is 3128 Apple Creek Ln, Waldorf, MD?

3128 Apple Creek Ln, Waldorf, MD has 2 bathrooms, 2,364 square feet of living space and a 0.47-acre lot.

When was 3128 Apple Creek Ln, Waldorf, MD built?

3128 Apple Creek Ln, Waldorf, MD was built in 1987, making it 39 years old. It is a split level home. The building has 2 stories.

What schools serve 3128 Apple Creek Ln, Waldorf, MD?

3128 Apple Creek Ln, Waldorf, MD is assigned to William A. Diggs Elementary School (elementary), rated C+; North Point High School (high), rated B-; Theodore G. Davis Middle School (middle), rated C+. All sit in Charles County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3128 Apple Creek Ln, Waldorf, MD compare to other homes in Waldorf 20603?

Among the 10,488 homes in Waldorf 20603, it is worth more than 47% of them ($460,024 against a typical $467,756), its price per square foot is higher than 44% of them ($195 against a typical $201), it is bigger than 55% of them (2,364 ft² against a typical 2,244 ft²), its lot is bigger than 86% of them (0.47 ac against a typical 0.19 ac) and it is newer than 23% of them (1987 against a typical 1995). Measured against all of Charles County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3128 Apple Creek Ln, Waldorf, MD?

The 2025 property tax bill for 3128 Apple Creek Ln, Waldorf, MD was $11,540. The county assessed it at $409,367.

More homes on Apple Creek Ln

Closest homes

More homes in Waldorf 20603

Assigned schools

Explore the area

See this home in context

Open 3128 Apple Creek Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map