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Single Family ResidenceResidential
$394,782$257 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

313 CHANCE LN

MILLS RIVER, NC 28759
3
Beds
2
Baths
1,537 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$395K
$354K low$436K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,374 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$318,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$87,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$231,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$318,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$318,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
51
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHENDERSON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1991
Lot (acres)The size of the land the home sits on, from county records.1.14
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 72 ft²Porch · 30 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Glenn C Marlow Elementary SchoolB
Elementary · Grades KG–5 · 0.8 mi
H
West Henderson High SchoolA-
High · Grades 9–12 · 3.9 mi
M
Rugby Middle SchoolB+
Middle · Grades 6–8 · 4.3 mi

District: Henderson County Schools

Neighborhood · ZIP 28759These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.103

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,000
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.288 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,138
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,537
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

313 Chance Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Mills River 28759
  • Smaller than 73% of homes in Mills River 28759
  • Has a bigger lot than 71% of homes in Henderson County
  • Older than 80% of homes in Mills River 28759

What homes are worth in Mills River 28759

Each bar is how many homes fall in that price range. The marker is this home.

This home
$193K$1.5M

This home is worth more than 27% of homes in Mills River 28759.

How it measures up in Mills River 28759

The dot is this home. The mark in the middle is the typical home in Mills River 28759.

Estimated value$394,782
CheaperTypical $526,829Pricier

Pricier than 27% of homes nearby

Price per ft²$257
CheaperTypical $266Pricier

Pricier than 46% of homes nearby

Living area1,537 ft²
SmallerTypical 1,894 ft²Bigger

Bigger than 27% of homes nearby

Lot size1.14 ac
SmallerTypical 0.88 acBigger

Bigger than 62% of homes nearby

Year built1976
OlderTypical 1997Newer

Newer than 20% of homes nearby

How 313 Chance Ln ranks against every home in each area.
MeasureThis homeMills River 28759Henderson County
Estimated valuepricier than$394,78227% of homes42% of homes
Price per ft²pricier than$25746% of homes56% of homes
Living areabigger than1,537 ft²27% of homes40% of homes
Lot sizebigger than1.14 ac62% of homes71% of homes
Year builtnewer than197620% of homes30% of homes

About 313 Chance Ln

How much is 313 Chance Ln, Mills River, NC worth?

The TopHap Estimate for 313 Chance Ln, Mills River, NC is $394,782 as of Aug 30, 2026. The likely range is $353,663 to $435,901. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 313 Chance Ln, Mills River, NC last sell?

313 Chance Ln, Mills River, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 313 Chance Ln, Mills River, NC?

313 Chance Ln, Mills River, NC has 3 bedrooms, 2 bathrooms, 1,537 square feet of living space and a 1.14-acre lot.

When was 313 Chance Ln, Mills River, NC built?

313 Chance Ln, Mills River, NC was built in 1976, making it 50 years old. It is a ranch home. The building has 1 story.

What schools serve 313 Chance Ln, Mills River, NC?

313 Chance Ln, Mills River, NC is assigned to Glenn C Marlow Elementary School (elementary), rated B; West Henderson High School (high), rated A-; Rugby Middle School (middle), rated B+. All sit in Henderson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 313 Chance Ln, Mills River, NC compare to other homes in Mills River 28759?

Among the 3,816 homes in Mills River 28759, it is worth more than 27% of them ($394,782 against a typical $526,829), its price per square foot is higher than 46% of them ($257 against a typical $266), it is bigger than 27% of them (1,537 ft² against a typical 1,894 ft²), its lot is bigger than 62% of them (1.14 ac against a typical 0.88 ac) and it is newer than 20% of them (1976 against a typical 1997). Measured against all of Henderson County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 313 Chance Ln, Mills River, NC?

The 2025 property tax bill for 313 Chance Ln, Mills River, NC was $1,374. The county assessed it at $318,700.

More homes on Chance Ln

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Assigned schools

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